LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,292
−HK$8,359/mo
▼ 0.25% · 3.875%
HK$137,438
−HK$4,213/mo
Today · 4.125%
HK$141,651
baseline
▲ 0.50% · 4.625%
HK$150,270
+HK$8,619/mo
Deposit HK$29.23M · loan HK$29.23M · min. income ≈ HK$283,302/mo (50% DSR)
Upfront cash ≈ HK$31.71M (deposit + AVD stamp duty HK$2,484,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,286
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$152,263
−HK$4,034/mo
Today · 4.125%
HK$156,297
baseline
▲ 0.50% · 4.625%
HK$164,536
+HK$8,239/mo
Deposit HK$29.23M · loan HK$29.23M · min. income ≈ HK$312,594/mo (50% DSR)
Upfront cash ≈ HK$31.71M (deposit + AVD stamp duty HK$2,484,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,950
−HK$10,031/mo
▼ 0.25% · 3.875%
HK$164,926
−HK$5,055/mo
Today · 4.125%
HK$169,981
baseline
▲ 0.50% · 4.625%
HK$180,324
+HK$10,343/mo
Deposit HK$23.38M · loan HK$35.07M · min. income ≈ HK$339,962/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$2,484,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,943
−HK$9,614/mo
▼ 0.25% · 3.875%
HK$182,715
−HK$4,842/mo
Today · 4.125%
HK$187,557
baseline
▲ 0.50% · 4.625%
HK$197,443
+HK$9,886/mo
Deposit HK$23.38M · loan HK$35.07M · min. income ≈ HK$375,114/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$2,484,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,609
−HK$11,702/mo
▼ 0.25% · 3.875%
HK$192,413
−HK$5,898/mo
Today · 4.125%
HK$198,311
baseline
▲ 0.50% · 4.625%
HK$210,377
+HK$12,066/mo
Deposit HK$17.54M · loan HK$40.92M · min. income ≈ HK$396,622/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$2,484,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,600
−HK$11,216/mo
▼ 0.25% · 3.875%
HK$213,168
−HK$5,648/mo
Today · 4.125%
HK$218,816
baseline
▲ 0.50% · 4.625%
HK$230,350
+HK$11,534/mo
Deposit HK$17.54M · loan HK$40.92M · min. income ≈ HK$437,632/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$2,484,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,925
−HK$15,046/mo
▼ 0.25% · 3.875%
HK$247,389
−HK$7,582/mo
Today · 4.125%
HK$254,971
baseline
▲ 0.50% · 4.625%
HK$270,485
+HK$15,514/mo
Deposit HK$5.85M · loan HK$52.61M · min. income ≈ HK$509,942/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,484,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,915
−HK$14,420/mo
▼ 0.25% · 3.875%
HK$274,073
−HK$7,262/mo
Today · 4.125%
HK$281,335
baseline
▲ 0.50% · 4.625%
HK$296,165
+HK$14,830/mo
Deposit HK$5.85M · loan HK$52.61M · min. income ≈ HK$562,670/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,484,329 · Scale 2, in force from 26 Feb 2026)