LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,331
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,745
−HK$422/mo
Today · 4.125%
HK$14,167
baseline
▲ 0.50% · 4.625%
HK$15,029
+HK$862/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,334/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,830
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,228
−HK$403/mo
Today · 4.125%
HK$15,631
baseline
▲ 0.50% · 4.625%
HK$16,455
+HK$824/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,262/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,997
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,494
−HK$506/mo
Today · 4.125%
HK$17,000
baseline
▲ 0.50% · 4.625%
HK$18,034
+HK$1,034/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$34,000/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,796
−HK$962/mo
▼ 0.25% · 3.875%
HK$18,273
−HK$485/mo
Today · 4.125%
HK$18,758
baseline
▲ 0.50% · 4.625%
HK$19,746
+HK$988/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,516/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,663
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,243
−HK$590/mo
Today · 4.125%
HK$19,833
baseline
▲ 0.50% · 4.625%
HK$21,040
+HK$1,207/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$39,666/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,762
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,319
−HK$565/mo
Today · 4.125%
HK$21,884
baseline
▲ 0.50% · 4.625%
HK$23,037
+HK$1,153/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$43,768/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,995
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,741
−HK$759/mo
Today · 4.125%
HK$25,500
baseline
▲ 0.50% · 4.625%
HK$27,051
+HK$1,551/mo
Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$51,000/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,694
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,410
−HK$726/mo
Today · 4.125%
HK$28,136
baseline
▲ 0.50% · 4.625%
HK$29,620
+HK$1,484/mo
Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$56,272/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,538 · Scale 2, in force from 26 Feb 2026)