LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,311
−HK$8,360/mo
▼ 0.25% · 3.875%
HK$137,458
−HK$4,213/mo
Today · 4.125%
HK$141,671
baseline
▲ 0.50% · 4.625%
HK$150,291
+HK$8,620/mo
Deposit HK$29.23M · loan HK$29.23M · min. income ≈ HK$283,342/mo (50% DSR)
Upfront cash ≈ HK$31.72M (deposit + AVD stamp duty HK$2,484,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,307
−HK$8,013/mo
▼ 0.25% · 3.875%
HK$152,285
−HK$4,035/mo
Today · 4.125%
HK$156,320
baseline
▲ 0.50% · 4.625%
HK$164,560
+HK$8,240/mo
Deposit HK$29.23M · loan HK$29.23M · min. income ≈ HK$312,640/mo (50% DSR)
Upfront cash ≈ HK$31.72M (deposit + AVD stamp duty HK$2,484,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,973
−HK$10,032/mo
▼ 0.25% · 3.875%
HK$164,950
−HK$5,055/mo
Today · 4.125%
HK$170,005
baseline
▲ 0.50% · 4.625%
HK$180,350
+HK$10,345/mo
Deposit HK$23.39M · loan HK$35.08M · min. income ≈ HK$340,010/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$2,484,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,969
−HK$9,615/mo
▼ 0.25% · 3.875%
HK$182,742
−HK$4,842/mo
Today · 4.125%
HK$187,584
baseline
▲ 0.50% · 4.625%
HK$197,472
+HK$9,888/mo
Deposit HK$23.39M · loan HK$35.08M · min. income ≈ HK$375,168/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$2,484,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,636
−HK$11,703/mo
▼ 0.25% · 3.875%
HK$192,441
−HK$5,898/mo
Today · 4.125%
HK$198,339
baseline
▲ 0.50% · 4.625%
HK$210,408
+HK$12,069/mo
Deposit HK$17.54M · loan HK$40.92M · min. income ≈ HK$396,678/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$2,484,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,630
−HK$11,218/mo
▼ 0.25% · 3.875%
HK$213,199
−HK$5,649/mo
Today · 4.125%
HK$218,848
baseline
▲ 0.50% · 4.625%
HK$230,384
+HK$11,536/mo
Deposit HK$17.54M · loan HK$40.92M · min. income ≈ HK$437,696/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$2,484,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,960
−HK$15,048/mo
▼ 0.25% · 3.875%
HK$247,424
−HK$7,584/mo
Today · 4.125%
HK$255,008
baseline
▲ 0.50% · 4.625%
HK$270,524
+HK$15,516/mo
Deposit HK$5.85M · loan HK$52.62M · min. income ≈ HK$510,016/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,484,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,953
−HK$14,423/mo
▼ 0.25% · 3.875%
HK$274,113
−HK$7,263/mo
Today · 4.125%
HK$281,376
baseline
▲ 0.50% · 4.625%
HK$296,208
+HK$14,832/mo
Deposit HK$5.85M · loan HK$52.62M · min. income ≈ HK$562,752/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,484,688 · Scale 2, in force from 26 Feb 2026)