LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,332
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,747
−HK$421/mo
Today · 4.125%
HK$14,168
baseline
▲ 0.50% · 4.625%
HK$15,030
+HK$862/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,336/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,832
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,230
−HK$403/mo
Today · 4.125%
HK$15,633
baseline
▲ 0.50% · 4.625%
HK$16,457
+HK$824/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,266/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,999
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,496
−HK$506/mo
Today · 4.125%
HK$17,002
baseline
▲ 0.50% · 4.625%
HK$18,036
+HK$1,034/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$34,004/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,798
−HK$962/mo
▼ 0.25% · 3.875%
HK$18,276
−HK$484/mo
Today · 4.125%
HK$18,760
baseline
▲ 0.50% · 4.625%
HK$19,749
+HK$989/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,520/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,665
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,246
−HK$590/mo
Today · 4.125%
HK$19,836
baseline
▲ 0.50% · 4.625%
HK$21,043
+HK$1,207/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$39,672/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,765
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,322
−HK$565/mo
Today · 4.125%
HK$21,887
baseline
▲ 0.50% · 4.625%
HK$23,040
+HK$1,153/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$43,774/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,998
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,744
−HK$759/mo
Today · 4.125%
HK$25,503
baseline
▲ 0.50% · 4.625%
HK$27,055
+HK$1,552/mo
Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$51,006/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,698
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,414
−HK$726/mo
Today · 4.125%
HK$28,140
baseline
▲ 0.50% · 4.625%
HK$29,623
+HK$1,483/mo
Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$56,280/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,554 · Scale 2, in force from 26 Feb 2026)