LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,336
−HK$8,361/mo
▼ 0.25% · 3.875%
HK$137,483
−HK$4,214/mo
Today · 4.125%
HK$141,697
baseline
▲ 0.50% · 4.625%
HK$150,319
+HK$8,622/mo
Deposit HK$29.24M · loan HK$29.24M · min. income ≈ HK$283,394/mo (50% DSR)
Upfront cash ≈ HK$31.72M (deposit + AVD stamp duty HK$2,485,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,335
−HK$8,014/mo
▼ 0.25% · 3.875%
HK$152,313
−HK$4,036/mo
Today · 4.125%
HK$156,349
baseline
▲ 0.50% · 4.625%
HK$164,590
+HK$8,241/mo
Deposit HK$29.24M · loan HK$29.24M · min. income ≈ HK$312,698/mo (50% DSR)
Upfront cash ≈ HK$31.72M (deposit + AVD stamp duty HK$2,485,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,003
−HK$10,034/mo
▼ 0.25% · 3.875%
HK$164,980
−HK$5,057/mo
Today · 4.125%
HK$170,037
baseline
▲ 0.50% · 4.625%
HK$180,383
+HK$10,346/mo
Deposit HK$23.39M · loan HK$35.08M · min. income ≈ HK$340,074/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$2,485,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,002
−HK$9,617/mo
▼ 0.25% · 3.875%
HK$182,776
−HK$4,843/mo
Today · 4.125%
HK$187,619
baseline
▲ 0.50% · 4.625%
HK$197,508
+HK$9,889/mo
Deposit HK$23.39M · loan HK$35.08M · min. income ≈ HK$375,238/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$2,485,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,670
−HK$11,706/mo
▼ 0.25% · 3.875%
HK$192,477
−HK$5,899/mo
Today · 4.125%
HK$198,376
baseline
▲ 0.50% · 4.625%
HK$210,447
+HK$12,071/mo
Deposit HK$17.54M · loan HK$40.93M · min. income ≈ HK$396,752/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$2,485,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,669
−HK$11,219/mo
▼ 0.25% · 3.875%
HK$213,238
−HK$5,650/mo
Today · 4.125%
HK$218,888
baseline
▲ 0.50% · 4.625%
HK$230,426
+HK$11,538/mo
Deposit HK$17.54M · loan HK$40.93M · min. income ≈ HK$437,776/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$2,485,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,004
−HK$15,051/mo
▼ 0.25% · 3.875%
HK$247,470
−HK$7,585/mo
Today · 4.125%
HK$255,055
baseline
▲ 0.50% · 4.625%
HK$270,574
+HK$15,519/mo
Deposit HK$5.85M · loan HK$52.63M · min. income ≈ HK$510,110/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,485,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,002
−HK$14,426/mo
▼ 0.25% · 3.875%
HK$274,163
−HK$7,265/mo
Today · 4.125%
HK$281,428
baseline
▲ 0.50% · 4.625%
HK$296,262
+HK$14,834/mo
Deposit HK$5.85M · loan HK$52.63M · min. income ≈ HK$562,856/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,485,146 · Scale 2, in force from 26 Feb 2026)