LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,337
−HK$8,361/mo
▼ 0.25% · 3.875%
HK$137,484
−HK$4,214/mo
Today · 4.125%
HK$141,698
baseline
▲ 0.50% · 4.625%
HK$150,320
+HK$8,622/mo
Deposit HK$29.24M · loan HK$29.24M · min. income ≈ HK$283,396/mo (50% DSR)
Upfront cash ≈ HK$31.72M (deposit + AVD stamp duty HK$2,485,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,336
−HK$8,014/mo
▼ 0.25% · 3.875%
HK$152,314
−HK$4,036/mo
Today · 4.125%
HK$156,350
baseline
▲ 0.50% · 4.625%
HK$164,592
+HK$8,242/mo
Deposit HK$29.24M · loan HK$29.24M · min. income ≈ HK$312,700/mo (50% DSR)
Upfront cash ≈ HK$31.72M (deposit + AVD stamp duty HK$2,485,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,004
−HK$10,034/mo
▼ 0.25% · 3.875%
HK$164,981
−HK$5,057/mo
Today · 4.125%
HK$170,038
baseline
▲ 0.50% · 4.625%
HK$180,384
+HK$10,346/mo
Deposit HK$23.39M · loan HK$35.08M · min. income ≈ HK$340,076/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$2,485,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,003
−HK$9,617/mo
▼ 0.25% · 3.875%
HK$182,777
−HK$4,843/mo
Today · 4.125%
HK$187,620
baseline
▲ 0.50% · 4.625%
HK$197,510
+HK$9,890/mo
Deposit HK$23.39M · loan HK$35.08M · min. income ≈ HK$375,240/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$2,485,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,672
−HK$11,706/mo
▼ 0.25% · 3.875%
HK$192,478
−HK$5,900/mo
Today · 4.125%
HK$198,378
baseline
▲ 0.50% · 4.625%
HK$210,449
+HK$12,071/mo
Deposit HK$17.54M · loan HK$40.93M · min. income ≈ HK$396,756/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$2,485,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,670
−HK$11,220/mo
▼ 0.25% · 3.875%
HK$213,240
−HK$5,650/mo
Today · 4.125%
HK$218,890
baseline
▲ 0.50% · 4.625%
HK$230,428
+HK$11,538/mo
Deposit HK$17.54M · loan HK$40.93M · min. income ≈ HK$437,780/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$2,485,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,007
−HK$15,050/mo
▼ 0.25% · 3.875%
HK$247,472
−HK$7,585/mo
Today · 4.125%
HK$255,057
baseline
▲ 0.50% · 4.625%
HK$270,577
+HK$15,520/mo
Deposit HK$5.85M · loan HK$52.63M · min. income ≈ HK$510,114/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,485,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,005
−HK$14,425/mo
▼ 0.25% · 3.875%
HK$274,166
−HK$7,264/mo
Today · 4.125%
HK$281,430
baseline
▲ 0.50% · 4.625%
HK$296,265
+HK$14,835/mo
Deposit HK$5.85M · loan HK$52.63M · min. income ≈ HK$562,860/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,485,169 · Scale 2, in force from 26 Feb 2026)