LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,334
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,749
−HK$421/mo
Today · 4.125%
HK$14,170
baseline
▲ 0.50% · 4.625%
HK$15,032
+HK$862/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,340/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,834
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,232
−HK$403/mo
Today · 4.125%
HK$15,635
baseline
▲ 0.50% · 4.625%
HK$16,460
+HK$825/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,270/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,001
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,499
−HK$505/mo
Today · 4.125%
HK$17,004
baseline
▲ 0.50% · 4.625%
HK$18,039
+HK$1,035/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$34,008/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,801
−HK$962/mo
▼ 0.25% · 3.875%
HK$18,278
−HK$485/mo
Today · 4.125%
HK$18,763
baseline
▲ 0.50% · 4.625%
HK$19,752
+HK$989/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,526/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,668
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,248
−HK$590/mo
Today · 4.125%
HK$19,838
baseline
▲ 0.50% · 4.625%
HK$21,045
+HK$1,207/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$39,676/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,768
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,325
−HK$565/mo
Today · 4.125%
HK$21,890
baseline
▲ 0.50% · 4.625%
HK$23,043
+HK$1,153/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$43,780/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,001
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,748
−HK$758/mo
Today · 4.125%
HK$25,506
baseline
▲ 0.50% · 4.625%
HK$27,058
+HK$1,552/mo
Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$51,012/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,701
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,417
−HK$727/mo
Today · 4.125%
HK$28,144
baseline
▲ 0.50% · 4.625%
HK$29,627
+HK$1,483/mo
Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$56,288/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,572 · Scale 2, in force from 26 Feb 2026)