LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,337
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,752
−HK$421/mo
Today · 4.125%
HK$14,173
baseline
▲ 0.50% · 4.625%
HK$15,036
+HK$863/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,346/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,837
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,235
−HK$404/mo
Today · 4.125%
HK$15,639
baseline
▲ 0.50% · 4.625%
HK$16,463
+HK$824/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,278/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,004
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,502
−HK$506/mo
Today · 4.125%
HK$17,008
baseline
▲ 0.50% · 4.625%
HK$18,043
+HK$1,035/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$34,016/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,804
−HK$962/mo
▼ 0.25% · 3.875%
HK$18,282
−HK$484/mo
Today · 4.125%
HK$18,766
baseline
▲ 0.50% · 4.625%
HK$19,756
+HK$990/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,532/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,671
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,252
−HK$590/mo
Today · 4.125%
HK$19,842
baseline
▲ 0.50% · 4.625%
HK$21,050
+HK$1,208/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$39,684/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,772
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,329
−HK$565/mo
Today · 4.125%
HK$21,894
baseline
▲ 0.50% · 4.625%
HK$23,048
+HK$1,154/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$43,788/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,006
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,753
−HK$759/mo
Today · 4.125%
HK$25,512
baseline
▲ 0.50% · 4.625%
HK$27,064
+HK$1,552/mo
Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$51,024/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,707
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,423
−HK$727/mo
Today · 4.125%
HK$28,150
baseline
▲ 0.50% · 4.625%
HK$29,633
+HK$1,483/mo
Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$56,300/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,599 · Scale 2, in force from 26 Feb 2026)