LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,372
−HK$8,364/mo
▼ 0.25% · 3.875%
HK$137,521
−HK$4,215/mo
Today · 4.125%
HK$141,736
baseline
▲ 0.50% · 4.625%
HK$150,360
+HK$8,624/mo
Deposit HK$29.25M · loan HK$29.25M · min. income ≈ HK$283,472/mo (50% DSR)
Upfront cash ≈ HK$31.73M (deposit + AVD stamp duty HK$2,485,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,375
−HK$8,017/mo
▼ 0.25% · 3.875%
HK$152,355
−HK$4,037/mo
Today · 4.125%
HK$156,392
baseline
▲ 0.50% · 4.625%
HK$164,635
+HK$8,243/mo
Deposit HK$29.25M · loan HK$29.25M · min. income ≈ HK$312,784/mo (50% DSR)
Upfront cash ≈ HK$31.73M (deposit + AVD stamp duty HK$2,485,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,047
−HK$10,036/mo
▼ 0.25% · 3.875%
HK$165,025
−HK$5,058/mo
Today · 4.125%
HK$170,083
baseline
▲ 0.50% · 4.625%
HK$180,432
+HK$10,349/mo
Deposit HK$23.40M · loan HK$35.09M · min. income ≈ HK$340,166/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,485,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,051
−HK$9,619/mo
▼ 0.25% · 3.875%
HK$182,826
−HK$4,844/mo
Today · 4.125%
HK$187,670
baseline
▲ 0.50% · 4.625%
HK$197,562
+HK$9,892/mo
Deposit HK$23.40M · loan HK$35.09M · min. income ≈ HK$375,340/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,485,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,721
−HK$11,709/mo
▼ 0.25% · 3.875%
HK$192,529
−HK$5,901/mo
Today · 4.125%
HK$198,430
baseline
▲ 0.50% · 4.625%
HK$210,504
+HK$12,074/mo
Deposit HK$17.55M · loan HK$40.94M · min. income ≈ HK$396,860/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$2,485,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,726
−HK$11,222/mo
▼ 0.25% · 3.875%
HK$213,297
−HK$5,651/mo
Today · 4.125%
HK$218,948
baseline
▲ 0.50% · 4.625%
HK$230,489
+HK$11,541/mo
Deposit HK$17.55M · loan HK$40.94M · min. income ≈ HK$437,896/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$2,485,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,070
−HK$15,055/mo
▼ 0.25% · 3.875%
HK$247,538
−HK$7,587/mo
Today · 4.125%
HK$255,125
baseline
▲ 0.50% · 4.625%
HK$270,649
+HK$15,524/mo
Deposit HK$5.85M · loan HK$52.64M · min. income ≈ HK$510,250/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,485,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,076
−HK$14,429/mo
▼ 0.25% · 3.875%
HK$274,239
−HK$7,266/mo
Today · 4.125%
HK$281,505
baseline
▲ 0.50% · 4.625%
HK$296,344
+HK$14,839/mo
Deposit HK$5.85M · loan HK$52.64M · min. income ≈ HK$563,010/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,485,829 · Scale 2, in force from 26 Feb 2026)