LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,381
−HK$8,365/mo
▼ 0.25% · 3.875%
HK$137,530
−HK$4,216/mo
Today · 4.125%
HK$141,746
baseline
▲ 0.50% · 4.625%
HK$150,371
+HK$8,625/mo
Deposit HK$29.25M · loan HK$29.25M · min. income ≈ HK$283,492/mo (50% DSR)
Upfront cash ≈ HK$31.73M (deposit + AVD stamp duty HK$2,485,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,386
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$152,365
−HK$4,037/mo
Today · 4.125%
HK$156,402
baseline
▲ 0.50% · 4.625%
HK$164,647
+HK$8,245/mo
Deposit HK$29.25M · loan HK$29.25M · min. income ≈ HK$312,804/mo (50% DSR)
Upfront cash ≈ HK$31.73M (deposit + AVD stamp duty HK$2,485,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,058
−HK$10,037/mo
▼ 0.25% · 3.875%
HK$165,036
−HK$5,059/mo
Today · 4.125%
HK$170,095
baseline
▲ 0.50% · 4.625%
HK$180,445
+HK$10,350/mo
Deposit HK$23.40M · loan HK$35.10M · min. income ≈ HK$340,190/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,485,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,063
−HK$9,620/mo
▼ 0.25% · 3.875%
HK$182,838
−HK$4,845/mo
Today · 4.125%
HK$187,683
baseline
▲ 0.50% · 4.625%
HK$197,576
+HK$9,893/mo
Deposit HK$23.40M · loan HK$35.10M · min. income ≈ HK$375,366/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,485,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,734
−HK$11,710/mo
▼ 0.25% · 3.875%
HK$192,543
−HK$5,901/mo
Today · 4.125%
HK$198,444
baseline
▲ 0.50% · 4.625%
HK$210,519
+HK$12,075/mo
Deposit HK$17.55M · loan HK$40.95M · min. income ≈ HK$396,888/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$2,485,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,740
−HK$11,223/mo
▼ 0.25% · 3.875%
HK$213,311
−HK$5,652/mo
Today · 4.125%
HK$218,963
baseline
▲ 0.50% · 4.625%
HK$230,505
+HK$11,542/mo
Deposit HK$17.55M · loan HK$40.95M · min. income ≈ HK$437,926/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$2,485,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,087
−HK$15,055/mo
▼ 0.25% · 3.875%
HK$247,555
−HK$7,587/mo
Today · 4.125%
HK$255,142
baseline
▲ 0.50% · 4.625%
HK$270,667
+HK$15,525/mo
Deposit HK$5.85M · loan HK$52.64M · min. income ≈ HK$510,284/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,485,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,094
−HK$14,430/mo
▼ 0.25% · 3.875%
HK$274,257
−HK$7,267/mo
Today · 4.125%
HK$281,524
baseline
▲ 0.50% · 4.625%
HK$296,364
+HK$14,840/mo
Deposit HK$5.85M · loan HK$52.64M · min. income ≈ HK$563,048/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,485,999 · Scale 2, in force from 26 Feb 2026)