LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,339
−HK$837/mo
▼ 0.25% · 3.875%
HK$13,754
−HK$422/mo
Today · 4.125%
HK$14,176
baseline
▲ 0.50% · 4.625%
HK$15,039
+HK$863/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,352/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,840
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,238
−HK$404/mo
Today · 4.125%
HK$15,642
baseline
▲ 0.50% · 4.625%
HK$16,466
+HK$824/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,284/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,007
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,505
−HK$506/mo
Today · 4.125%
HK$17,011
baseline
▲ 0.50% · 4.625%
HK$18,046
+HK$1,035/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$34,022/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,808
−HK$962/mo
▼ 0.25% · 3.875%
HK$18,286
−HK$484/mo
Today · 4.125%
HK$18,770
baseline
▲ 0.50% · 4.625%
HK$19,760
+HK$990/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,540/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,675
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,256
−HK$590/mo
Today · 4.125%
HK$19,846
baseline
▲ 0.50% · 4.625%
HK$21,054
+HK$1,208/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$39,692/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,776
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,333
−HK$565/mo
Today · 4.125%
HK$21,898
baseline
▲ 0.50% · 4.625%
HK$23,053
+HK$1,155/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$43,796/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,011
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,758
−HK$759/mo
Today · 4.125%
HK$25,517
baseline
▲ 0.50% · 4.625%
HK$27,069
+HK$1,552/mo
Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$51,034/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,712
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,428
−HK$727/mo
Today · 4.125%
HK$28,155
baseline
▲ 0.50% · 4.625%
HK$29,639
+HK$1,484/mo
Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$56,310/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,625 · Scale 2, in force from 26 Feb 2026)