LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,395
−HK$8,365/mo
▼ 0.25% · 3.875%
HK$137,544
−HK$4,216/mo
Today · 4.125%
HK$141,760
baseline
▲ 0.50% · 4.625%
HK$150,385
+HK$8,625/mo
Deposit HK$29.25M · loan HK$29.25M · min. income ≈ HK$283,520/mo (50% DSR)
Upfront cash ≈ HK$31.74M (deposit + AVD stamp duty HK$2,486,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,400
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$152,380
−HK$4,038/mo
Today · 4.125%
HK$156,418
baseline
▲ 0.50% · 4.625%
HK$164,663
+HK$8,245/mo
Deposit HK$29.25M · loan HK$29.25M · min. income ≈ HK$312,836/mo (50% DSR)
Upfront cash ≈ HK$31.74M (deposit + AVD stamp duty HK$2,486,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,073
−HK$10,038/mo
▼ 0.25% · 3.875%
HK$165,053
−HK$5,058/mo
Today · 4.125%
HK$170,111
baseline
▲ 0.50% · 4.625%
HK$180,462
+HK$10,351/mo
Deposit HK$23.40M · loan HK$35.10M · min. income ≈ HK$340,222/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$2,486,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,080
−HK$9,621/mo
▼ 0.25% · 3.875%
HK$182,856
−HK$4,845/mo
Today · 4.125%
HK$187,701
baseline
▲ 0.50% · 4.625%
HK$197,595
+HK$9,894/mo
Deposit HK$23.40M · loan HK$35.10M · min. income ≈ HK$375,402/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$2,486,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,752
−HK$11,711/mo
▼ 0.25% · 3.875%
HK$192,561
−HK$5,902/mo
Today · 4.125%
HK$198,463
baseline
▲ 0.50% · 4.625%
HK$210,539
+HK$12,076/mo
Deposit HK$17.55M · loan HK$40.95M · min. income ≈ HK$396,926/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$2,486,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,760
−HK$11,225/mo
▼ 0.25% · 3.875%
HK$213,332
−HK$5,653/mo
Today · 4.125%
HK$218,985
baseline
▲ 0.50% · 4.625%
HK$230,528
+HK$11,543/mo
Deposit HK$17.55M · loan HK$40.95M · min. income ≈ HK$437,970/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$2,486,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,110
−HK$15,057/mo
▼ 0.25% · 3.875%
HK$247,579
−HK$7,588/mo
Today · 4.125%
HK$255,167
baseline
▲ 0.50% · 4.625%
HK$270,693
+HK$15,526/mo
Deposit HK$5.85M · loan HK$52.65M · min. income ≈ HK$510,334/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,486,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,120
−HK$14,432/mo
▼ 0.25% · 3.875%
HK$274,284
−HK$7,268/mo
Today · 4.125%
HK$281,552
baseline
▲ 0.50% · 4.625%
HK$296,393
+HK$14,841/mo
Deposit HK$5.85M · loan HK$52.65M · min. income ≈ HK$563,104/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,486,241 · Scale 2, in force from 26 Feb 2026)