LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,340
−HK$837/mo
▼ 0.25% · 3.875%
HK$13,755
−HK$422/mo
Today · 4.125%
HK$14,177
baseline
▲ 0.50% · 4.625%
HK$15,039
+HK$862/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,354/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,841
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,239
−HK$403/mo
Today · 4.125%
HK$15,642
baseline
▲ 0.50% · 4.625%
HK$16,467
+HK$825/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,284/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,008
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,506
−HK$506/mo
Today · 4.125%
HK$17,012
baseline
▲ 0.50% · 4.625%
HK$18,047
+HK$1,035/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$34,024/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,809
−HK$962/mo
▼ 0.25% · 3.875%
HK$18,286
−HK$485/mo
Today · 4.125%
HK$18,771
baseline
▲ 0.50% · 4.625%
HK$19,760
+HK$989/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,542/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,676
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,257
−HK$590/mo
Today · 4.125%
HK$19,847
baseline
▲ 0.50% · 4.625%
HK$21,055
+HK$1,208/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,694/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,777
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,334
−HK$565/mo
Today · 4.125%
HK$21,899
baseline
▲ 0.50% · 4.625%
HK$23,054
+HK$1,155/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,798/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,012
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,759
−HK$759/mo
Today · 4.125%
HK$25,518
baseline
▲ 0.50% · 4.625%
HK$27,070
+HK$1,552/mo
Deposit HK$585K · loan HK$5.27M · min. income ≈ HK$51,036/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,713
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,430
−HK$726/mo
Today · 4.125%
HK$28,156
baseline
▲ 0.50% · 4.625%
HK$29,641
+HK$1,485/mo
Deposit HK$585K · loan HK$5.27M · min. income ≈ HK$56,312/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,631 · Scale 2, in force from 26 Feb 2026)