LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,418
−HK$8,366/mo
▼ 0.25% · 3.875%
HK$137,568
−HK$4,216/mo
Today · 4.125%
HK$141,784
baseline
▲ 0.50% · 4.625%
HK$150,412
+HK$8,628/mo
Deposit HK$29.26M · loan HK$29.26M · min. income ≈ HK$283,568/mo (50% DSR)
Upfront cash ≈ HK$31.74M (deposit + AVD stamp duty HK$2,486,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,426
−HK$8,019/mo
▼ 0.25% · 3.875%
HK$152,407
−HK$4,038/mo
Today · 4.125%
HK$156,445
baseline
▲ 0.50% · 4.625%
HK$164,692
+HK$8,247/mo
Deposit HK$29.26M · loan HK$29.26M · min. income ≈ HK$312,890/mo (50% DSR)
Upfront cash ≈ HK$31.74M (deposit + AVD stamp duty HK$2,486,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,102
−HK$10,039/mo
▼ 0.25% · 3.875%
HK$165,082
−HK$5,059/mo
Today · 4.125%
HK$170,141
baseline
▲ 0.50% · 4.625%
HK$180,494
+HK$10,353/mo
Deposit HK$23.40M · loan HK$35.11M · min. income ≈ HK$340,282/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$2,486,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,111
−HK$9,623/mo
▼ 0.25% · 3.875%
HK$182,888
−HK$4,846/mo
Today · 4.125%
HK$187,734
baseline
▲ 0.50% · 4.625%
HK$197,630
+HK$9,896/mo
Deposit HK$23.40M · loan HK$35.11M · min. income ≈ HK$375,468/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$2,486,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,785
−HK$11,713/mo
▼ 0.25% · 3.875%
HK$192,595
−HK$5,903/mo
Today · 4.125%
HK$198,498
baseline
▲ 0.50% · 4.625%
HK$210,576
+HK$12,078/mo
Deposit HK$17.55M · loan HK$40.96M · min. income ≈ HK$396,996/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$2,486,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,797
−HK$11,226/mo
▼ 0.25% · 3.875%
HK$213,370
−HK$5,653/mo
Today · 4.125%
HK$219,023
baseline
▲ 0.50% · 4.625%
HK$230,568
+HK$11,545/mo
Deposit HK$17.55M · loan HK$40.96M · min. income ≈ HK$438,046/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$2,486,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,152
−HK$15,060/mo
▼ 0.25% · 3.875%
HK$247,622
−HK$7,590/mo
Today · 4.125%
HK$255,212
baseline
▲ 0.50% · 4.625%
HK$270,741
+HK$15,529/mo
Deposit HK$5.85M · loan HK$52.66M · min. income ≈ HK$510,424/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,486,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,167
−HK$14,434/mo
▼ 0.25% · 3.875%
HK$274,332
−HK$7,269/mo
Today · 4.125%
HK$281,601
baseline
▲ 0.50% · 4.625%
HK$296,445
+HK$14,844/mo
Deposit HK$5.85M · loan HK$52.66M · min. income ≈ HK$563,202/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,486,678 · Scale 2, in force from 26 Feb 2026)