LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,426
−HK$8,367/mo
▼ 0.25% · 3.875%
HK$137,576
−HK$4,217/mo
Today · 4.125%
HK$141,793
baseline
▲ 0.50% · 4.625%
HK$150,421
+HK$8,628/mo
Deposit HK$29.26M · loan HK$29.26M · min. income ≈ HK$283,586/mo (50% DSR)
Upfront cash ≈ HK$31.74M (deposit + AVD stamp duty HK$2,486,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,435
−HK$8,020/mo
▼ 0.25% · 3.875%
HK$152,416
−HK$4,039/mo
Today · 4.125%
HK$156,455
baseline
▲ 0.50% · 4.625%
HK$164,702
+HK$8,247/mo
Deposit HK$29.26M · loan HK$29.26M · min. income ≈ HK$312,910/mo (50% DSR)
Upfront cash ≈ HK$31.74M (deposit + AVD stamp duty HK$2,486,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,111
−HK$10,041/mo
▼ 0.25% · 3.875%
HK$165,092
−HK$5,060/mo
Today · 4.125%
HK$170,152
baseline
▲ 0.50% · 4.625%
HK$180,505
+HK$10,353/mo
Deposit HK$23.41M · loan HK$35.11M · min. income ≈ HK$340,304/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$2,486,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,122
−HK$9,624/mo
▼ 0.25% · 3.875%
HK$182,899
−HK$4,847/mo
Today · 4.125%
HK$187,746
baseline
▲ 0.50% · 4.625%
HK$197,642
+HK$9,896/mo
Deposit HK$23.41M · loan HK$35.11M · min. income ≈ HK$375,492/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$2,486,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,796
−HK$11,714/mo
▼ 0.25% · 3.875%
HK$192,607
−HK$5,903/mo
Today · 4.125%
HK$198,510
baseline
▲ 0.50% · 4.625%
HK$210,589
+HK$12,079/mo
Deposit HK$17.55M · loan HK$40.96M · min. income ≈ HK$397,020/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$2,486,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,809
−HK$11,227/mo
▼ 0.25% · 3.875%
HK$213,382
−HK$5,654/mo
Today · 4.125%
HK$219,036
baseline
▲ 0.50% · 4.625%
HK$230,582
+HK$11,546/mo
Deposit HK$17.55M · loan HK$40.96M · min. income ≈ HK$438,072/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$2,486,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,167
−HK$15,060/mo
▼ 0.25% · 3.875%
HK$247,637
−HK$7,590/mo
Today · 4.125%
HK$255,227
baseline
▲ 0.50% · 4.625%
HK$270,757
+HK$15,530/mo
Deposit HK$5.85M · loan HK$52.66M · min. income ≈ HK$510,454/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,486,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,183
−HK$14,435/mo
▼ 0.25% · 3.875%
HK$274,349
−HK$7,269/mo
Today · 4.125%
HK$281,618
baseline
▲ 0.50% · 4.625%
HK$296,463
+HK$14,845/mo
Deposit HK$5.85M · loan HK$52.66M · min. income ≈ HK$563,236/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,486,829 · Scale 2, in force from 26 Feb 2026)