LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,343
−HK$837/mo
▼ 0.25% · 3.875%
HK$13,758
−HK$422/mo
Today · 4.125%
HK$14,180
baseline
▲ 0.50% · 4.625%
HK$15,042
+HK$862/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,360/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,844
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,242
−HK$404/mo
Today · 4.125%
HK$15,646
baseline
▲ 0.50% · 4.625%
HK$16,471
+HK$825/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,292/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,012
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,510
−HK$506/mo
Today · 4.125%
HK$17,016
baseline
▲ 0.50% · 4.625%
HK$18,051
+HK$1,035/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$34,032/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,813
−HK$962/mo
▼ 0.25% · 3.875%
HK$18,290
−HK$485/mo
Today · 4.125%
HK$18,775
baseline
▲ 0.50% · 4.625%
HK$19,765
+HK$990/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,550/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,680
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,261
−HK$591/mo
Today · 4.125%
HK$19,852
baseline
▲ 0.50% · 4.625%
HK$21,059
+HK$1,207/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,704/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,781
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,339
−HK$565/mo
Today · 4.125%
HK$21,904
baseline
▲ 0.50% · 4.625%
HK$23,059
+HK$1,155/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,808/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,017
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,764
−HK$759/mo
Today · 4.125%
HK$25,523
baseline
▲ 0.50% · 4.625%
HK$27,076
+HK$1,553/mo
Deposit HK$585K · loan HK$5.27M · min. income ≈ HK$51,046/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,719
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,436
−HK$727/mo
Today · 4.125%
HK$28,163
baseline
▲ 0.50% · 4.625%
HK$29,647
+HK$1,484/mo
Deposit HK$585K · loan HK$5.27M · min. income ≈ HK$56,326/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,660 · Scale 2, in force from 26 Feb 2026)