LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,443
−HK$8,368/mo
▼ 0.25% · 3.875%
HK$137,594
−HK$4,217/mo
Today · 4.125%
HK$141,811
baseline
▲ 0.50% · 4.625%
HK$150,440
+HK$8,629/mo
Deposit HK$29.26M · loan HK$29.26M · min. income ≈ HK$283,622/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$2,487,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,454
−HK$8,020/mo
▼ 0.25% · 3.875%
HK$152,435
−HK$4,039/mo
Today · 4.125%
HK$156,474
baseline
▲ 0.50% · 4.625%
HK$164,722
+HK$8,248/mo
Deposit HK$29.26M · loan HK$29.26M · min. income ≈ HK$312,948/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$2,487,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,131
−HK$10,042/mo
▼ 0.25% · 3.875%
HK$165,112
−HK$5,061/mo
Today · 4.125%
HK$170,173
baseline
▲ 0.50% · 4.625%
HK$180,528
+HK$10,355/mo
Deposit HK$23.41M · loan HK$35.11M · min. income ≈ HK$340,346/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,487,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,144
−HK$9,625/mo
▼ 0.25% · 3.875%
HK$182,922
−HK$4,847/mo
Today · 4.125%
HK$187,769
baseline
▲ 0.50% · 4.625%
HK$197,667
+HK$9,898/mo
Deposit HK$23.41M · loan HK$35.11M · min. income ≈ HK$375,538/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,487,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,820
−HK$11,715/mo
▼ 0.25% · 3.875%
HK$192,631
−HK$5,904/mo
Today · 4.125%
HK$198,535
baseline
▲ 0.50% · 4.625%
HK$210,615
+HK$12,080/mo
Deposit HK$17.56M · loan HK$40.96M · min. income ≈ HK$397,070/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$2,487,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,835
−HK$11,229/mo
▼ 0.25% · 3.875%
HK$213,409
−HK$5,655/mo
Today · 4.125%
HK$219,064
baseline
▲ 0.50% · 4.625%
HK$230,611
+HK$11,547/mo
Deposit HK$17.56M · loan HK$40.96M · min. income ≈ HK$438,128/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$2,487,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,197
−HK$15,062/mo
▼ 0.25% · 3.875%
HK$247,668
−HK$7,591/mo
Today · 4.125%
HK$255,259
baseline
▲ 0.50% · 4.625%
HK$270,791
+HK$15,532/mo
Deposit HK$5.85M · loan HK$52.67M · min. income ≈ HK$510,518/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,487,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,217
−HK$14,437/mo
▼ 0.25% · 3.875%
HK$274,383
−HK$7,271/mo
Today · 4.125%
HK$281,654
baseline
▲ 0.50% · 4.625%
HK$296,500
+HK$14,846/mo
Deposit HK$5.85M · loan HK$52.67M · min. income ≈ HK$563,308/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,487,140 · Scale 2, in force from 26 Feb 2026)