LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,452
−HK$8,369/mo
▼ 0.25% · 3.875%
HK$137,603
−HK$4,218/mo
Today · 4.125%
HK$141,821
baseline
▲ 0.50% · 4.625%
HK$150,450
+HK$8,629/mo
Deposit HK$29.26M · loan HK$29.26M · min. income ≈ HK$283,642/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$2,487,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,464
−HK$8,021/mo
▼ 0.25% · 3.875%
HK$152,446
−HK$4,039/mo
Today · 4.125%
HK$156,485
baseline
▲ 0.50% · 4.625%
HK$164,734
+HK$8,249/mo
Deposit HK$29.26M · loan HK$29.26M · min. income ≈ HK$312,970/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$2,487,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,143
−HK$10,042/mo
▼ 0.25% · 3.875%
HK$165,124
−HK$5,061/mo
Today · 4.125%
HK$170,185
baseline
▲ 0.50% · 4.625%
HK$180,540
+HK$10,355/mo
Deposit HK$23.41M · loan HK$35.12M · min. income ≈ HK$340,370/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,487,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,157
−HK$9,625/mo
▼ 0.25% · 3.875%
HK$182,935
−HK$4,847/mo
Today · 4.125%
HK$187,782
baseline
▲ 0.50% · 4.625%
HK$197,681
+HK$9,899/mo
Deposit HK$23.41M · loan HK$35.12M · min. income ≈ HK$375,564/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,487,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,833
−HK$11,716/mo
▼ 0.25% · 3.875%
HK$192,645
−HK$5,904/mo
Today · 4.125%
HK$198,549
baseline
▲ 0.50% · 4.625%
HK$210,631
+HK$12,082/mo
Deposit HK$17.56M · loan HK$40.97M · min. income ≈ HK$397,098/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$2,487,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,850
−HK$11,230/mo
▼ 0.25% · 3.875%
HK$213,424
−HK$5,656/mo
Today · 4.125%
HK$219,080
baseline
▲ 0.50% · 4.625%
HK$230,628
+HK$11,548/mo
Deposit HK$17.56M · loan HK$40.97M · min. income ≈ HK$438,160/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$2,487,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,214
−HK$15,064/mo
▼ 0.25% · 3.875%
HK$247,686
−HK$7,592/mo
Today · 4.125%
HK$255,278
baseline
▲ 0.50% · 4.625%
HK$270,811
+HK$15,533/mo
Deposit HK$5.85M · loan HK$52.67M · min. income ≈ HK$510,556/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,487,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,236
−HK$14,438/mo
▼ 0.25% · 3.875%
HK$274,403
−HK$7,271/mo
Today · 4.125%
HK$281,674
baseline
▲ 0.50% · 4.625%
HK$296,521
+HK$14,847/mo
Deposit HK$5.85M · loan HK$52.67M · min. income ≈ HK$563,348/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,487,318 · Scale 2, in force from 26 Feb 2026)