LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,454
−HK$8,369/mo
▼ 0.25% · 3.875%
HK$137,605
−HK$4,218/mo
Today · 4.125%
HK$141,823
baseline
▲ 0.50% · 4.625%
HK$150,452
+HK$8,629/mo
Deposit HK$29.26M · loan HK$29.26M · min. income ≈ HK$283,646/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$2,487,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,466
−HK$8,021/mo
▼ 0.25% · 3.875%
HK$152,448
−HK$4,039/mo
Today · 4.125%
HK$156,487
baseline
▲ 0.50% · 4.625%
HK$164,736
+HK$8,249/mo
Deposit HK$29.26M · loan HK$29.26M · min. income ≈ HK$312,974/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$2,487,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,145
−HK$10,042/mo
▼ 0.25% · 3.875%
HK$165,126
−HK$5,061/mo
Today · 4.125%
HK$170,187
baseline
▲ 0.50% · 4.625%
HK$180,543
+HK$10,356/mo
Deposit HK$23.41M · loan HK$35.12M · min. income ≈ HK$340,374/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,487,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,159
−HK$9,626/mo
▼ 0.25% · 3.875%
HK$182,937
−HK$4,848/mo
Today · 4.125%
HK$187,785
baseline
▲ 0.50% · 4.625%
HK$197,683
+HK$9,898/mo
Deposit HK$23.41M · loan HK$35.12M · min. income ≈ HK$375,570/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,487,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,835
−HK$11,717/mo
▼ 0.25% · 3.875%
HK$192,647
−HK$5,905/mo
Today · 4.125%
HK$198,552
baseline
▲ 0.50% · 4.625%
HK$210,633
+HK$12,081/mo
Deposit HK$17.56M · loan HK$40.97M · min. income ≈ HK$397,104/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$2,487,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,853
−HK$11,229/mo
▼ 0.25% · 3.875%
HK$213,427
−HK$5,655/mo
Today · 4.125%
HK$219,082
baseline
▲ 0.50% · 4.625%
HK$230,630
+HK$11,548/mo
Deposit HK$17.56M · loan HK$40.97M · min. income ≈ HK$438,164/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$2,487,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,217
−HK$15,064/mo
▼ 0.25% · 3.875%
HK$247,689
−HK$7,592/mo
Today · 4.125%
HK$255,281
baseline
▲ 0.50% · 4.625%
HK$270,814
+HK$15,533/mo
Deposit HK$5.85M · loan HK$52.67M · min. income ≈ HK$510,562/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,487,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,239
−HK$14,438/mo
▼ 0.25% · 3.875%
HK$274,406
−HK$7,271/mo
Today · 4.125%
HK$281,677
baseline
▲ 0.50% · 4.625%
HK$296,525
+HK$14,848/mo
Deposit HK$5.85M · loan HK$52.67M · min. income ≈ HK$563,354/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,487,348 · Scale 2, in force from 26 Feb 2026)