LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,346
−HK$837/mo
▼ 0.25% · 3.875%
HK$13,761
−HK$422/mo
Today · 4.125%
HK$14,183
baseline
▲ 0.50% · 4.625%
HK$15,046
+HK$863/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,366/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,847
−HK$803/mo
▼ 0.25% · 3.875%
HK$15,246
−HK$404/mo
Today · 4.125%
HK$15,650
baseline
▲ 0.50% · 4.625%
HK$16,475
+HK$825/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,300/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,015
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,514
−HK$506/mo
Today · 4.125%
HK$17,020
baseline
▲ 0.50% · 4.625%
HK$18,055
+HK$1,035/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$34,040/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,817
−HK$963/mo
▼ 0.25% · 3.875%
HK$18,295
−HK$485/mo
Today · 4.125%
HK$18,780
baseline
▲ 0.50% · 4.625%
HK$19,769
+HK$989/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,560/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,685
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,266
−HK$590/mo
Today · 4.125%
HK$19,856
baseline
▲ 0.50% · 4.625%
HK$21,065
+HK$1,209/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,712/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,786
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,344
−HK$566/mo
Today · 4.125%
HK$21,910
baseline
▲ 0.50% · 4.625%
HK$23,064
+HK$1,154/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,820/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,023
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,770
−HK$760/mo
Today · 4.125%
HK$25,530
baseline
▲ 0.50% · 4.625%
HK$27,083
+HK$1,553/mo
Deposit HK$585K · loan HK$5.27M · min. income ≈ HK$51,060/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,725
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,442
−HK$727/mo
Today · 4.125%
HK$28,169
baseline
▲ 0.50% · 4.625%
HK$29,654
+HK$1,485/mo
Deposit HK$585K · loan HK$5.27M · min. income ≈ HK$56,338/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,691 · Scale 2, in force from 26 Feb 2026)