LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,348
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,764
−HK$422/mo
Today · 4.125%
HK$14,186
baseline
▲ 0.50% · 4.625%
HK$15,049
+HK$863/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,372/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,850
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,248
−HK$404/mo
Today · 4.125%
HK$15,652
baseline
▲ 0.50% · 4.625%
HK$16,477
+HK$825/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,304/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,018
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,516
−HK$507/mo
Today · 4.125%
HK$17,023
baseline
▲ 0.50% · 4.625%
HK$18,058
+HK$1,035/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$34,046/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,820
−HK$963/mo
▼ 0.25% · 3.875%
HK$18,298
−HK$485/mo
Today · 4.125%
HK$18,783
baseline
▲ 0.50% · 4.625%
HK$19,773
+HK$990/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,566/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,688
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,269
−HK$591/mo
Today · 4.125%
HK$19,860
baseline
▲ 0.50% · 4.625%
HK$21,068
+HK$1,208/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,720/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,790
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,348
−HK$565/mo
Today · 4.125%
HK$21,913
baseline
▲ 0.50% · 4.625%
HK$23,068
+HK$1,155/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,826/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,027
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,775
−HK$759/mo
Today · 4.125%
HK$25,534
baseline
▲ 0.50% · 4.625%
HK$27,088
+HK$1,554/mo
Deposit HK$585K · loan HK$5.27M · min. income ≈ HK$51,068/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,730
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,447
−HK$727/mo
Today · 4.125%
HK$28,174
baseline
▲ 0.50% · 4.625%
HK$29,659
+HK$1,485/mo
Deposit HK$585K · loan HK$5.27M · min. income ≈ HK$56,348/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,714 · Scale 2, in force from 26 Feb 2026)