LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,521
−HK$8,373/mo
▼ 0.25% · 3.875%
HK$137,674
−HK$4,220/mo
Today · 4.125%
HK$141,894
baseline
▲ 0.50% · 4.625%
HK$150,528
+HK$8,634/mo
Deposit HK$29.28M · loan HK$29.28M · min. income ≈ HK$283,788/mo (50% DSR)
Upfront cash ≈ HK$31.77M (deposit + AVD stamp duty HK$2,488,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,541
−HK$8,025/mo
▼ 0.25% · 3.875%
HK$152,525
−HK$4,041/mo
Today · 4.125%
HK$156,566
baseline
▲ 0.50% · 4.625%
HK$164,819
+HK$8,253/mo
Deposit HK$29.28M · loan HK$29.28M · min. income ≈ HK$313,132/mo (50% DSR)
Upfront cash ≈ HK$31.77M (deposit + AVD stamp duty HK$2,488,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,225
−HK$10,048/mo
▼ 0.25% · 3.875%
HK$165,209
−HK$5,064/mo
Today · 4.125%
HK$170,273
baseline
▲ 0.50% · 4.625%
HK$180,633
+HK$10,360/mo
Deposit HK$23.42M · loan HK$35.13M · min. income ≈ HK$340,546/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$2,488,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,249
−HK$9,630/mo
▼ 0.25% · 3.875%
HK$183,029
−HK$4,850/mo
Today · 4.125%
HK$187,879
baseline
▲ 0.50% · 4.625%
HK$197,783
+HK$9,904/mo
Deposit HK$23.42M · loan HK$35.13M · min. income ≈ HK$375,758/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$2,488,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,929
−HK$11,723/mo
▼ 0.25% · 3.875%
HK$192,744
−HK$5,908/mo
Today · 4.125%
HK$198,652
baseline
▲ 0.50% · 4.625%
HK$210,739
+HK$12,087/mo
Deposit HK$17.57M · loan HK$40.99M · min. income ≈ HK$397,304/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,488,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,957
−HK$11,235/mo
▼ 0.25% · 3.875%
HK$213,534
−HK$5,658/mo
Today · 4.125%
HK$219,192
baseline
▲ 0.50% · 4.625%
HK$230,746
+HK$11,554/mo
Deposit HK$17.57M · loan HK$40.99M · min. income ≈ HK$438,384/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,488,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,338
−HK$15,071/mo
▼ 0.25% · 3.875%
HK$247,814
−HK$7,595/mo
Today · 4.125%
HK$255,409
baseline
▲ 0.50% · 4.625%
HK$270,950
+HK$15,541/mo
Deposit HK$5.86M · loan HK$52.70M · min. income ≈ HK$510,818/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,488,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,373
−HK$14,446/mo
▼ 0.25% · 3.875%
HK$274,544
−HK$7,275/mo
Today · 4.125%
HK$281,819
baseline
▲ 0.50% · 4.625%
HK$296,674
+HK$14,855/mo
Deposit HK$5.86M · loan HK$52.70M · min. income ≈ HK$563,638/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,488,599 · Scale 2, in force from 26 Feb 2026)