LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,521
−HK$8,373/mo
▼ 0.25% · 3.875%
HK$137,675
−HK$4,219/mo
Today · 4.125%
HK$141,894
baseline
▲ 0.50% · 4.625%
HK$150,528
+HK$8,634/mo
Deposit HK$29.28M · loan HK$29.28M · min. income ≈ HK$283,788/mo (50% DSR)
Upfront cash ≈ HK$31.77M (deposit + AVD stamp duty HK$2,488,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,541
−HK$8,025/mo
▼ 0.25% · 3.875%
HK$152,525
−HK$4,041/mo
Today · 4.125%
HK$156,566
baseline
▲ 0.50% · 4.625%
HK$164,819
+HK$8,253/mo
Deposit HK$29.28M · loan HK$29.28M · min. income ≈ HK$313,132/mo (50% DSR)
Upfront cash ≈ HK$31.77M (deposit + AVD stamp duty HK$2,488,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,226
−HK$10,047/mo
▼ 0.25% · 3.875%
HK$165,210
−HK$5,063/mo
Today · 4.125%
HK$170,273
baseline
▲ 0.50% · 4.625%
HK$180,634
+HK$10,361/mo
Deposit HK$23.42M · loan HK$35.13M · min. income ≈ HK$340,546/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$2,488,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,249
−HK$9,631/mo
▼ 0.25% · 3.875%
HK$183,030
−HK$4,850/mo
Today · 4.125%
HK$187,880
baseline
▲ 0.50% · 4.625%
HK$197,783
+HK$9,903/mo
Deposit HK$23.42M · loan HK$35.13M · min. income ≈ HK$375,760/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$2,488,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,930
−HK$11,722/mo
▼ 0.25% · 3.875%
HK$192,744
−HK$5,908/mo
Today · 4.125%
HK$198,652
baseline
▲ 0.50% · 4.625%
HK$210,740
+HK$12,088/mo
Deposit HK$17.57M · loan HK$40.99M · min. income ≈ HK$397,304/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,488,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,958
−HK$11,235/mo
▼ 0.25% · 3.875%
HK$213,535
−HK$5,658/mo
Today · 4.125%
HK$219,193
baseline
▲ 0.50% · 4.625%
HK$230,747
+HK$11,554/mo
Deposit HK$17.57M · loan HK$40.99M · min. income ≈ HK$438,386/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,488,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,338
−HK$15,072/mo
▼ 0.25% · 3.875%
HK$247,814
−HK$7,596/mo
Today · 4.125%
HK$255,410
baseline
▲ 0.50% · 4.625%
HK$270,951
+HK$15,541/mo
Deposit HK$5.86M · loan HK$52.70M · min. income ≈ HK$510,820/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,488,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,374
−HK$14,445/mo
▼ 0.25% · 3.875%
HK$274,545
−HK$7,274/mo
Today · 4.125%
HK$281,819
baseline
▲ 0.50% · 4.625%
HK$296,675
+HK$14,856/mo
Deposit HK$5.86M · loan HK$52.70M · min. income ≈ HK$563,638/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$2,488,605 · Scale 2, in force from 26 Feb 2026)