LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,540
−HK$8,374/mo
▼ 0.25% · 3.875%
HK$137,694
−HK$4,220/mo
Today · 4.125%
HK$141,914
baseline
▲ 0.50% · 4.625%
HK$150,549
+HK$8,635/mo
Deposit HK$29.28M · loan HK$29.28M · min. income ≈ HK$283,828/mo (50% DSR)
Upfront cash ≈ HK$31.77M (deposit + AVD stamp duty HK$2,488,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,562
−HK$8,026/mo
▼ 0.25% · 3.875%
HK$152,546
−HK$4,042/mo
Today · 4.125%
HK$156,588
baseline
▲ 0.50% · 4.625%
HK$164,842
+HK$8,254/mo
Deposit HK$29.28M · loan HK$29.28M · min. income ≈ HK$313,176/mo (50% DSR)
Upfront cash ≈ HK$31.77M (deposit + AVD stamp duty HK$2,488,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,248
−HK$10,049/mo
▼ 0.25% · 3.875%
HK$165,233
−HK$5,064/mo
Today · 4.125%
HK$170,297
baseline
▲ 0.50% · 4.625%
HK$180,659
+HK$10,362/mo
Deposit HK$23.43M · loan HK$35.14M · min. income ≈ HK$340,594/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$2,488,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,274
−HK$9,632/mo
▼ 0.25% · 3.875%
HK$183,056
−HK$4,850/mo
Today · 4.125%
HK$187,906
baseline
▲ 0.50% · 4.625%
HK$197,811
+HK$9,905/mo
Deposit HK$23.43M · loan HK$35.14M · min. income ≈ HK$375,812/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$2,488,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,956
−HK$11,724/mo
▼ 0.25% · 3.875%
HK$192,772
−HK$5,908/mo
Today · 4.125%
HK$198,680
baseline
▲ 0.50% · 4.625%
HK$210,769
+HK$12,089/mo
Deposit HK$17.57M · loan HK$40.99M · min. income ≈ HK$397,360/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,488,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,987
−HK$11,237/mo
▼ 0.25% · 3.875%
HK$213,565
−HK$5,659/mo
Today · 4.125%
HK$219,224
baseline
▲ 0.50% · 4.625%
HK$230,779
+HK$11,555/mo
Deposit HK$17.57M · loan HK$40.99M · min. income ≈ HK$438,448/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,488,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,372
−HK$15,074/mo
▼ 0.25% · 3.875%
HK$247,849
−HK$7,597/mo
Today · 4.125%
HK$255,446
baseline
▲ 0.50% · 4.625%
HK$270,989
+HK$15,543/mo
Deposit HK$5.86M · loan HK$52.71M · min. income ≈ HK$510,892/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,488,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,412
−HK$14,447/mo
▼ 0.25% · 3.875%
HK$274,584
−HK$7,275/mo
Today · 4.125%
HK$281,859
baseline
▲ 0.50% · 4.625%
HK$296,716
+HK$14,857/mo
Deposit HK$5.86M · loan HK$52.71M · min. income ≈ HK$563,718/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,488,955 · Scale 2, in force from 26 Feb 2026)