LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,547
−HK$8,375/mo
▼ 0.25% · 3.875%
HK$137,701
−HK$4,221/mo
Today · 4.125%
HK$141,922
baseline
▲ 0.50% · 4.625%
HK$150,557
+HK$8,635/mo
Deposit HK$29.28M · loan HK$29.28M · min. income ≈ HK$283,844/mo (50% DSR)
Upfront cash ≈ HK$31.77M (deposit + AVD stamp duty HK$2,489,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,570
−HK$8,027/mo
▼ 0.25% · 3.875%
HK$152,554
−HK$4,043/mo
Today · 4.125%
HK$156,597
baseline
▲ 0.50% · 4.625%
HK$164,851
+HK$8,254/mo
Deposit HK$29.28M · loan HK$29.28M · min. income ≈ HK$313,194/mo (50% DSR)
Upfront cash ≈ HK$31.77M (deposit + AVD stamp duty HK$2,489,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,257
−HK$10,049/mo
▼ 0.25% · 3.875%
HK$165,242
−HK$5,064/mo
Today · 4.125%
HK$170,306
baseline
▲ 0.50% · 4.625%
HK$180,669
+HK$10,363/mo
Deposit HK$23.43M · loan HK$35.14M · min. income ≈ HK$340,612/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,489,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,284
−HK$9,632/mo
▼ 0.25% · 3.875%
HK$183,065
−HK$4,851/mo
Today · 4.125%
HK$187,916
baseline
▲ 0.50% · 4.625%
HK$197,821
+HK$9,905/mo
Deposit HK$23.43M · loan HK$35.14M · min. income ≈ HK$375,832/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,489,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,966
−HK$11,724/mo
▼ 0.25% · 3.875%
HK$192,782
−HK$5,908/mo
Today · 4.125%
HK$198,690
baseline
▲ 0.50% · 4.625%
HK$210,780
+HK$12,090/mo
Deposit HK$17.57M · loan HK$41.00M · min. income ≈ HK$397,380/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,489,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,998
−HK$11,237/mo
▼ 0.25% · 3.875%
HK$213,576
−HK$5,659/mo
Today · 4.125%
HK$219,235
baseline
▲ 0.50% · 4.625%
HK$230,792
+HK$11,557/mo
Deposit HK$17.57M · loan HK$41.00M · min. income ≈ HK$438,470/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,489,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,385
−HK$15,074/mo
▼ 0.25% · 3.875%
HK$247,862
−HK$7,597/mo
Today · 4.125%
HK$255,459
baseline
▲ 0.50% · 4.625%
HK$271,003
+HK$15,544/mo
Deposit HK$5.86M · loan HK$52.71M · min. income ≈ HK$510,918/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,489,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,426
−HK$14,448/mo
▼ 0.25% · 3.875%
HK$274,598
−HK$7,276/mo
Today · 4.125%
HK$281,874
baseline
▲ 0.50% · 4.625%
HK$296,732
+HK$14,858/mo
Deposit HK$5.86M · loan HK$52.71M · min. income ≈ HK$563,748/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,489,087 · Scale 2, in force from 26 Feb 2026)