LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,355
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,771
−HK$422/mo
Today · 4.125%
HK$14,193
baseline
▲ 0.50% · 4.625%
HK$15,057
+HK$864/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,386/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,858
−HK$803/mo
▼ 0.25% · 3.875%
HK$15,256
−HK$405/mo
Today · 4.125%
HK$15,661
baseline
▲ 0.50% · 4.625%
HK$16,486
+HK$825/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,322/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,027
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,525
−HK$507/mo
Today · 4.125%
HK$17,032
baseline
▲ 0.50% · 4.625%
HK$18,068
+HK$1,036/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$34,064/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,829
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,308
−HK$485/mo
Today · 4.125%
HK$18,793
baseline
▲ 0.50% · 4.625%
HK$19,783
+HK$990/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,586/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,698
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,279
−HK$591/mo
Today · 4.125%
HK$19,870
baseline
▲ 0.50% · 4.625%
HK$21,079
+HK$1,209/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,740/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,801
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,359
−HK$566/mo
Today · 4.125%
HK$21,925
baseline
▲ 0.50% · 4.625%
HK$23,080
+HK$1,155/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,850/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,040
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,788
−HK$759/mo
Today · 4.125%
HK$25,547
baseline
▲ 0.50% · 4.625%
HK$27,102
+HK$1,555/mo
Deposit HK$586K · loan HK$5.27M · min. income ≈ HK$51,094/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,744
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,461
−HK$728/mo
Today · 4.125%
HK$28,189
baseline
▲ 0.50% · 4.625%
HK$29,675
+HK$1,486/mo
Deposit HK$586K · loan HK$5.27M · min. income ≈ HK$56,378/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,783 · Scale 2, in force from 26 Feb 2026)