LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,565
−HK$8,376/mo
▼ 0.25% · 3.875%
HK$137,720
−HK$4,221/mo
Today · 4.125%
HK$141,941
baseline
▲ 0.50% · 4.625%
HK$150,578
+HK$8,637/mo
Deposit HK$29.29M · loan HK$29.29M · min. income ≈ HK$283,882/mo (50% DSR)
Upfront cash ≈ HK$31.78M (deposit + AVD stamp duty HK$2,489,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,590
−HK$8,028/mo
▼ 0.25% · 3.875%
HK$152,575
−HK$4,043/mo
Today · 4.125%
HK$156,618
baseline
▲ 0.50% · 4.625%
HK$164,874
+HK$8,256/mo
Deposit HK$29.29M · loan HK$29.29M · min. income ≈ HK$313,236/mo (50% DSR)
Upfront cash ≈ HK$31.78M (deposit + AVD stamp duty HK$2,489,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,279
−HK$10,050/mo
▼ 0.25% · 3.875%
HK$165,264
−HK$5,065/mo
Today · 4.125%
HK$170,329
baseline
▲ 0.50% · 4.625%
HK$180,694
+HK$10,365/mo
Deposit HK$23.43M · loan HK$35.14M · min. income ≈ HK$340,658/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,489,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,308
−HK$9,634/mo
▼ 0.25% · 3.875%
HK$183,090
−HK$4,852/mo
Today · 4.125%
HK$187,942
baseline
▲ 0.50% · 4.625%
HK$197,848
+HK$9,906/mo
Deposit HK$23.43M · loan HK$35.14M · min. income ≈ HK$375,884/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,489,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,992
−HK$11,726/mo
▼ 0.25% · 3.875%
HK$192,808
−HK$5,910/mo
Today · 4.125%
HK$198,718
baseline
▲ 0.50% · 4.625%
HK$210,809
+HK$12,091/mo
Deposit HK$17.57M · loan HK$41.00M · min. income ≈ HK$397,436/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,489,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,026
−HK$11,239/mo
▼ 0.25% · 3.875%
HK$213,606
−HK$5,659/mo
Today · 4.125%
HK$219,265
baseline
▲ 0.50% · 4.625%
HK$230,823
+HK$11,558/mo
Deposit HK$17.57M · loan HK$41.00M · min. income ≈ HK$438,530/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,489,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,418
−HK$15,076/mo
▼ 0.25% · 3.875%
HK$247,896
−HK$7,598/mo
Today · 4.125%
HK$255,494
baseline
▲ 0.50% · 4.625%
HK$271,040
+HK$15,546/mo
Deposit HK$5.86M · loan HK$52.72M · min. income ≈ HK$510,988/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,489,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,462
−HK$14,451/mo
▼ 0.25% · 3.875%
HK$274,636
−HK$7,277/mo
Today · 4.125%
HK$281,913
baseline
▲ 0.50% · 4.625%
HK$296,773
+HK$14,860/mo
Deposit HK$5.86M · loan HK$52.72M · min. income ≈ HK$563,826/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,489,428 · Scale 2, in force from 26 Feb 2026)