LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,568
−HK$8,375/mo
▼ 0.25% · 3.875%
HK$137,722
−HK$4,221/mo
Today · 4.125%
HK$141,943
baseline
▲ 0.50% · 4.625%
HK$150,580
+HK$8,637/mo
Deposit HK$29.29M · loan HK$29.29M · min. income ≈ HK$283,886/mo (50% DSR)
Upfront cash ≈ HK$31.78M (deposit + AVD stamp duty HK$2,489,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,593
−HK$8,028/mo
▼ 0.25% · 3.875%
HK$152,578
−HK$4,043/mo
Today · 4.125%
HK$156,621
baseline
▲ 0.50% · 4.625%
HK$164,876
+HK$8,255/mo
Deposit HK$29.29M · loan HK$29.29M · min. income ≈ HK$313,242/mo (50% DSR)
Upfront cash ≈ HK$31.78M (deposit + AVD stamp duty HK$2,489,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,281
−HK$10,051/mo
▼ 0.25% · 3.875%
HK$165,267
−HK$5,065/mo
Today · 4.125%
HK$170,332
baseline
▲ 0.50% · 4.625%
HK$180,696
+HK$10,364/mo
Deposit HK$23.43M · loan HK$35.15M · min. income ≈ HK$340,664/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,489,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,311
−HK$9,634/mo
▼ 0.25% · 3.875%
HK$183,093
−HK$4,852/mo
Today · 4.125%
HK$187,945
baseline
▲ 0.50% · 4.625%
HK$197,852
+HK$9,907/mo
Deposit HK$23.43M · loan HK$35.15M · min. income ≈ HK$375,890/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,489,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,995
−HK$11,726/mo
▼ 0.25% · 3.875%
HK$192,811
−HK$5,910/mo
Today · 4.125%
HK$198,721
baseline
▲ 0.50% · 4.625%
HK$210,812
+HK$12,091/mo
Deposit HK$17.57M · loan HK$41.00M · min. income ≈ HK$397,442/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,489,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,030
−HK$11,239/mo
▼ 0.25% · 3.875%
HK$213,609
−HK$5,660/mo
Today · 4.125%
HK$219,269
baseline
▲ 0.50% · 4.625%
HK$230,827
+HK$11,558/mo
Deposit HK$17.57M · loan HK$41.00M · min. income ≈ HK$438,538/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,489,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,422
−HK$15,076/mo
▼ 0.25% · 3.875%
HK$247,900
−HK$7,598/mo
Today · 4.125%
HK$255,498
baseline
▲ 0.50% · 4.625%
HK$271,045
+HK$15,547/mo
Deposit HK$5.86M · loan HK$52.72M · min. income ≈ HK$510,996/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,489,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,467
−HK$14,450/mo
▼ 0.25% · 3.875%
HK$274,640
−HK$7,277/mo
Today · 4.125%
HK$281,917
baseline
▲ 0.50% · 4.625%
HK$296,777
+HK$14,860/mo
Deposit HK$5.86M · loan HK$52.72M · min. income ≈ HK$563,834/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,489,467 · Scale 2, in force from 26 Feb 2026)