LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,572
−HK$8,376/mo
▼ 0.25% · 3.875%
HK$137,727
−HK$4,221/mo
Today · 4.125%
HK$141,948
baseline
▲ 0.50% · 4.625%
HK$150,585
+HK$8,637/mo
Deposit HK$29.29M · loan HK$29.29M · min. income ≈ HK$283,896/mo (50% DSR)
Upfront cash ≈ HK$31.78M (deposit + AVD stamp duty HK$2,489,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,597
−HK$8,028/mo
▼ 0.25% · 3.875%
HK$152,582
−HK$4,043/mo
Today · 4.125%
HK$156,625
baseline
▲ 0.50% · 4.625%
HK$164,881
+HK$8,256/mo
Deposit HK$29.29M · loan HK$29.29M · min. income ≈ HK$313,250/mo (50% DSR)
Upfront cash ≈ HK$31.78M (deposit + AVD stamp duty HK$2,489,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,286
−HK$10,051/mo
▼ 0.25% · 3.875%
HK$165,272
−HK$5,065/mo
Today · 4.125%
HK$170,337
baseline
▲ 0.50% · 4.625%
HK$180,702
+HK$10,365/mo
Deposit HK$23.43M · loan HK$35.15M · min. income ≈ HK$340,674/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,489,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,317
−HK$9,633/mo
▼ 0.25% · 3.875%
HK$183,099
−HK$4,851/mo
Today · 4.125%
HK$187,950
baseline
▲ 0.50% · 4.625%
HK$197,858
+HK$9,908/mo
Deposit HK$23.43M · loan HK$35.15M · min. income ≈ HK$375,900/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,489,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,000
−HK$11,727/mo
▼ 0.25% · 3.875%
HK$192,817
−HK$5,910/mo
Today · 4.125%
HK$198,727
baseline
▲ 0.50% · 4.625%
HK$210,819
+HK$12,092/mo
Deposit HK$17.57M · loan HK$41.00M · min. income ≈ HK$397,454/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,489,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,036
−HK$11,240/mo
▼ 0.25% · 3.875%
HK$213,615
−HK$5,661/mo
Today · 4.125%
HK$219,276
baseline
▲ 0.50% · 4.625%
HK$230,834
+HK$11,558/mo
Deposit HK$17.57M · loan HK$41.00M · min. income ≈ HK$438,552/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,489,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,429
−HK$15,077/mo
▼ 0.25% · 3.875%
HK$247,908
−HK$7,598/mo
Today · 4.125%
HK$255,506
baseline
▲ 0.50% · 4.625%
HK$271,053
+HK$15,547/mo
Deposit HK$5.86M · loan HK$52.72M · min. income ≈ HK$511,012/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,489,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,475
−HK$14,451/mo
▼ 0.25% · 3.875%
HK$274,648
−HK$7,278/mo
Today · 4.125%
HK$281,926
baseline
▲ 0.50% · 4.625%
HK$296,786
+HK$14,860/mo
Deposit HK$5.86M · loan HK$52.72M · min. income ≈ HK$563,852/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,489,543 · Scale 2, in force from 26 Feb 2026)