LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,583
−HK$8,376/mo
▼ 0.25% · 3.875%
HK$137,738
−HK$4,221/mo
Today · 4.125%
HK$141,959
baseline
▲ 0.50% · 4.625%
HK$150,597
+HK$8,638/mo
Deposit HK$29.29M · loan HK$29.29M · min. income ≈ HK$283,918/mo (50% DSR)
Upfront cash ≈ HK$31.78M (deposit + AVD stamp duty HK$2,489,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,609
−HK$8,029/mo
▼ 0.25% · 3.875%
HK$152,595
−HK$4,043/mo
Today · 4.125%
HK$156,638
baseline
▲ 0.50% · 4.625%
HK$164,895
+HK$8,257/mo
Deposit HK$29.29M · loan HK$29.29M · min. income ≈ HK$313,276/mo (50% DSR)
Upfront cash ≈ HK$31.78M (deposit + AVD stamp duty HK$2,489,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,299
−HK$10,052/mo
▼ 0.25% · 3.875%
HK$165,285
−HK$5,066/mo
Today · 4.125%
HK$170,351
baseline
▲ 0.50% · 4.625%
HK$180,717
+HK$10,366/mo
Deposit HK$23.43M · loan HK$35.15M · min. income ≈ HK$340,702/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,489,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,331
−HK$9,635/mo
▼ 0.25% · 3.875%
HK$183,114
−HK$4,852/mo
Today · 4.125%
HK$187,966
baseline
▲ 0.50% · 4.625%
HK$197,874
+HK$9,908/mo
Deposit HK$23.43M · loan HK$35.15M · min. income ≈ HK$375,932/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,489,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,016
−HK$11,727/mo
▼ 0.25% · 3.875%
HK$192,833
−HK$5,910/mo
Today · 4.125%
HK$198,743
baseline
▲ 0.50% · 4.625%
HK$210,836
+HK$12,093/mo
Deposit HK$17.57M · loan HK$41.01M · min. income ≈ HK$397,486/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,489,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,053
−HK$11,240/mo
▼ 0.25% · 3.875%
HK$213,633
−HK$5,660/mo
Today · 4.125%
HK$219,293
baseline
▲ 0.50% · 4.625%
HK$230,853
+HK$11,560/mo
Deposit HK$17.57M · loan HK$41.01M · min. income ≈ HK$438,586/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$2,489,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,449
−HK$15,078/mo
▼ 0.25% · 3.875%
HK$247,928
−HK$7,599/mo
Today · 4.125%
HK$255,527
baseline
▲ 0.50% · 4.625%
HK$271,075
+HK$15,548/mo
Deposit HK$5.86M · loan HK$52.72M · min. income ≈ HK$511,054/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,489,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,497
−HK$14,452/mo
▼ 0.25% · 3.875%
HK$274,671
−HK$7,278/mo
Today · 4.125%
HK$281,949
baseline
▲ 0.50% · 4.625%
HK$296,811
+HK$14,862/mo
Deposit HK$5.86M · loan HK$52.72M · min. income ≈ HK$563,898/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,489,746 · Scale 2, in force from 26 Feb 2026)