LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,358
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,774
−HK$422/mo
Today · 4.125%
HK$14,196
baseline
▲ 0.50% · 4.625%
HK$15,060
+HK$864/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,392/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,861
−HK$803/mo
▼ 0.25% · 3.875%
HK$15,260
−HK$404/mo
Today · 4.125%
HK$15,664
baseline
▲ 0.50% · 4.625%
HK$16,490
+HK$826/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,328/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,030
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,529
−HK$506/mo
Today · 4.125%
HK$17,035
baseline
▲ 0.50% · 4.625%
HK$18,072
+HK$1,037/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$34,070/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,833
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,312
−HK$485/mo
Today · 4.125%
HK$18,797
baseline
▲ 0.50% · 4.625%
HK$19,788
+HK$991/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,594/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,702
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,284
−HK$591/mo
Today · 4.125%
HK$19,875
baseline
▲ 0.50% · 4.625%
HK$21,084
+HK$1,209/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,750/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,806
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,364
−HK$566/mo
Today · 4.125%
HK$21,930
baseline
▲ 0.50% · 4.625%
HK$23,086
+HK$1,156/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,860/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,045
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,793
−HK$760/mo
Today · 4.125%
HK$25,553
baseline
▲ 0.50% · 4.625%
HK$27,108
+HK$1,555/mo
Deposit HK$586K · loan HK$5.27M · min. income ≈ HK$51,106/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,750
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,467
−HK$728/mo
Today · 4.125%
HK$28,195
baseline
▲ 0.50% · 4.625%
HK$29,682
+HK$1,487/mo
Deposit HK$586K · loan HK$5.27M · min. income ≈ HK$56,390/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,813 · Scale 2, in force from 26 Feb 2026)