LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,600
−HK$8,378/mo
▼ 0.25% · 3.875%
HK$137,756
−HK$4,222/mo
Today · 4.125%
HK$141,978
baseline
▲ 0.50% · 4.625%
HK$150,617
+HK$8,639/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$283,956/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$2,490,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,629
−HK$8,030/mo
▼ 0.25% · 3.875%
HK$152,615
−HK$4,044/mo
Today · 4.125%
HK$156,659
baseline
▲ 0.50% · 4.625%
HK$164,917
+HK$8,258/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$313,318/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$2,490,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,320
−HK$10,054/mo
▼ 0.25% · 3.875%
HK$165,307
−HK$5,067/mo
Today · 4.125%
HK$170,374
baseline
▲ 0.50% · 4.625%
HK$180,741
+HK$10,367/mo
Deposit HK$23.44M · loan HK$35.15M · min. income ≈ HK$340,748/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,355
−HK$9,636/mo
▼ 0.25% · 3.875%
HK$183,138
−HK$4,853/mo
Today · 4.125%
HK$187,991
baseline
▲ 0.50% · 4.625%
HK$197,900
+HK$9,909/mo
Deposit HK$23.44M · loan HK$35.15M · min. income ≈ HK$375,982/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,041
−HK$11,729/mo
▼ 0.25% · 3.875%
HK$192,859
−HK$5,911/mo
Today · 4.125%
HK$198,770
baseline
▲ 0.50% · 4.625%
HK$210,864
+HK$12,094/mo
Deposit HK$17.58M · loan HK$41.01M · min. income ≈ HK$397,540/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,081
−HK$11,242/mo
▼ 0.25% · 3.875%
HK$213,661
−HK$5,662/mo
Today · 4.125%
HK$219,323
baseline
▲ 0.50% · 4.625%
HK$230,883
+HK$11,560/mo
Deposit HK$17.58M · loan HK$41.01M · min. income ≈ HK$438,646/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,481
−HK$15,080/mo
▼ 0.25% · 3.875%
HK$247,961
−HK$7,600/mo
Today · 4.125%
HK$255,561
baseline
▲ 0.50% · 4.625%
HK$271,111
+HK$15,550/mo
Deposit HK$5.86M · loan HK$52.73M · min. income ≈ HK$511,122/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,532
−HK$14,454/mo
▼ 0.25% · 3.875%
HK$274,707
−HK$7,279/mo
Today · 4.125%
HK$281,986
baseline
▲ 0.50% · 4.625%
HK$296,850
+HK$14,864/mo
Deposit HK$5.86M · loan HK$52.73M · min. income ≈ HK$563,972/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,079 · Scale 2, in force from 26 Feb 2026)