LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,613
−HK$8,378/mo
▼ 0.25% · 3.875%
HK$137,769
−HK$4,222/mo
Today · 4.125%
HK$141,991
baseline
▲ 0.50% · 4.625%
HK$150,631
+HK$8,640/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$283,982/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$2,490,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,643
−HK$8,030/mo
▼ 0.25% · 3.875%
HK$152,629
−HK$4,044/mo
Today · 4.125%
HK$156,673
baseline
▲ 0.50% · 4.625%
HK$164,932
+HK$8,259/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$313,346/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$2,490,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,335
−HK$10,055/mo
▼ 0.25% · 3.875%
HK$165,323
−HK$5,067/mo
Today · 4.125%
HK$170,390
baseline
▲ 0.50% · 4.625%
HK$180,757
+HK$10,367/mo
Deposit HK$23.44M · loan HK$35.16M · min. income ≈ HK$340,780/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,371
−HK$9,637/mo
▼ 0.25% · 3.875%
HK$183,155
−HK$4,853/mo
Today · 4.125%
HK$188,008
baseline
▲ 0.50% · 4.625%
HK$197,918
+HK$9,910/mo
Deposit HK$23.44M · loan HK$35.16M · min. income ≈ HK$376,016/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,058
−HK$11,730/mo
▼ 0.25% · 3.875%
HK$192,876
−HK$5,912/mo
Today · 4.125%
HK$198,788
baseline
▲ 0.50% · 4.625%
HK$210,884
+HK$12,096/mo
Deposit HK$17.58M · loan HK$41.02M · min. income ≈ HK$397,576/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,100
−HK$11,243/mo
▼ 0.25% · 3.875%
HK$213,681
−HK$5,662/mo
Today · 4.125%
HK$219,343
baseline
▲ 0.50% · 4.625%
HK$230,905
+HK$11,562/mo
Deposit HK$17.58M · loan HK$41.02M · min. income ≈ HK$438,686/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,503
−HK$15,081/mo
▼ 0.25% · 3.875%
HK$247,984
−HK$7,600/mo
Today · 4.125%
HK$255,584
baseline
▲ 0.50% · 4.625%
HK$271,136
+HK$15,552/mo
Deposit HK$5.86M · loan HK$52.74M · min. income ≈ HK$511,168/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,557
−HK$14,455/mo
▼ 0.25% · 3.875%
HK$274,733
−HK$7,279/mo
Today · 4.125%
HK$282,012
baseline
▲ 0.50% · 4.625%
HK$296,877
+HK$14,865/mo
Deposit HK$5.86M · loan HK$52.74M · min. income ≈ HK$564,024/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,307 · Scale 2, in force from 26 Feb 2026)