LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,615
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$137,771
−HK$4,223/mo
Today · 4.125%
HK$141,994
baseline
▲ 0.50% · 4.625%
HK$150,634
+HK$8,640/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$283,988/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$2,490,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,646
−HK$8,030/mo
▼ 0.25% · 3.875%
HK$152,632
−HK$4,044/mo
Today · 4.125%
HK$156,676
baseline
▲ 0.50% · 4.625%
HK$164,935
+HK$8,259/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$313,352/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$2,490,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,338
−HK$10,055/mo
▼ 0.25% · 3.875%
HK$165,326
−HK$5,067/mo
Today · 4.125%
HK$170,393
baseline
▲ 0.50% · 4.625%
HK$180,761
+HK$10,368/mo
Deposit HK$23.44M · loan HK$35.16M · min. income ≈ HK$340,786/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,375
−HK$9,637/mo
▼ 0.25% · 3.875%
HK$183,159
−HK$4,853/mo
Today · 4.125%
HK$188,012
baseline
▲ 0.50% · 4.625%
HK$197,922
+HK$9,910/mo
Deposit HK$23.44M · loan HK$35.16M · min. income ≈ HK$376,024/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,061
−HK$11,731/mo
▼ 0.25% · 3.875%
HK$192,880
−HK$5,912/mo
Today · 4.125%
HK$198,792
baseline
▲ 0.50% · 4.625%
HK$210,888
+HK$12,096/mo
Deposit HK$17.58M · loan HK$41.02M · min. income ≈ HK$397,584/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,104
−HK$11,243/mo
▼ 0.25% · 3.875%
HK$213,685
−HK$5,662/mo
Today · 4.125%
HK$219,347
baseline
▲ 0.50% · 4.625%
HK$230,909
+HK$11,562/mo
Deposit HK$17.58M · loan HK$41.02M · min. income ≈ HK$438,694/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,507
−HK$15,082/mo
▼ 0.25% · 3.875%
HK$247,988
−HK$7,601/mo
Today · 4.125%
HK$255,589
baseline
▲ 0.50% · 4.625%
HK$271,141
+HK$15,552/mo
Deposit HK$5.86M · loan HK$52.74M · min. income ≈ HK$511,178/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,562
−HK$14,455/mo
▼ 0.25% · 3.875%
HK$274,738
−HK$7,279/mo
Today · 4.125%
HK$282,017
baseline
▲ 0.50% · 4.625%
HK$296,883
+HK$14,866/mo
Deposit HK$5.86M · loan HK$52.74M · min. income ≈ HK$564,034/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,354 · Scale 2, in force from 26 Feb 2026)