LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,617
−HK$8,378/mo
▼ 0.25% · 3.875%
HK$137,773
−HK$4,222/mo
Today · 4.125%
HK$141,995
baseline
▲ 0.50% · 4.625%
HK$150,636
+HK$8,641/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$283,990/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$2,490,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,647
−HK$8,031/mo
▼ 0.25% · 3.875%
HK$152,634
−HK$4,044/mo
Today · 4.125%
HK$156,678
baseline
▲ 0.50% · 4.625%
HK$164,937
+HK$8,259/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$313,356/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$2,490,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,340
−HK$10,055/mo
▼ 0.25% · 3.875%
HK$165,327
−HK$5,068/mo
Today · 4.125%
HK$170,395
baseline
▲ 0.50% · 4.625%
HK$180,763
+HK$10,368/mo
Deposit HK$23.44M · loan HK$35.16M · min. income ≈ HK$340,790/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,376
−HK$9,638/mo
▼ 0.25% · 3.875%
HK$183,160
−HK$4,854/mo
Today · 4.125%
HK$188,014
baseline
▲ 0.50% · 4.625%
HK$197,924
+HK$9,910/mo
Deposit HK$23.44M · loan HK$35.16M · min. income ≈ HK$376,028/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,063
−HK$11,731/mo
▼ 0.25% · 3.875%
HK$192,882
−HK$5,912/mo
Today · 4.125%
HK$198,794
baseline
▲ 0.50% · 4.625%
HK$210,890
+HK$12,096/mo
Deposit HK$17.58M · loan HK$41.02M · min. income ≈ HK$397,588/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,106
−HK$11,243/mo
▼ 0.25% · 3.875%
HK$213,687
−HK$5,662/mo
Today · 4.125%
HK$219,349
baseline
▲ 0.50% · 4.625%
HK$230,911
+HK$11,562/mo
Deposit HK$17.58M · loan HK$41.02M · min. income ≈ HK$438,698/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,510
−HK$15,082/mo
▼ 0.25% · 3.875%
HK$247,991
−HK$7,601/mo
Today · 4.125%
HK$255,592
baseline
▲ 0.50% · 4.625%
HK$271,144
+HK$15,552/mo
Deposit HK$5.86M · loan HK$52.74M · min. income ≈ HK$511,184/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,565
−HK$14,455/mo
▼ 0.25% · 3.875%
HK$274,741
−HK$7,279/mo
Today · 4.125%
HK$282,020
baseline
▲ 0.50% · 4.625%
HK$296,886
+HK$14,866/mo
Deposit HK$5.86M · loan HK$52.74M · min. income ≈ HK$564,040/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,380 · Scale 2, in force from 26 Feb 2026)