LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,632
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$137,788
−HK$4,223/mo
Today · 4.125%
HK$142,011
baseline
▲ 0.50% · 4.625%
HK$150,652
+HK$8,641/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$284,022/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$2,490,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,664
−HK$8,032/mo
▼ 0.25% · 3.875%
HK$152,651
−HK$4,045/mo
Today · 4.125%
HK$156,696
baseline
▲ 0.50% · 4.625%
HK$164,955
+HK$8,259/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$313,392/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$2,490,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,358
−HK$10,056/mo
▼ 0.25% · 3.875%
HK$165,346
−HK$5,068/mo
Today · 4.125%
HK$170,414
baseline
▲ 0.50% · 4.625%
HK$180,783
+HK$10,369/mo
Deposit HK$23.44M · loan HK$35.16M · min. income ≈ HK$340,828/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,396
−HK$9,639/mo
▼ 0.25% · 3.875%
HK$183,181
−HK$4,854/mo
Today · 4.125%
HK$188,035
baseline
▲ 0.50% · 4.625%
HK$197,946
+HK$9,911/mo
Deposit HK$23.44M · loan HK$35.16M · min. income ≈ HK$376,070/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,084
−HK$11,732/mo
▼ 0.25% · 3.875%
HK$192,903
−HK$5,913/mo
Today · 4.125%
HK$198,816
baseline
▲ 0.50% · 4.625%
HK$210,913
+HK$12,097/mo
Deposit HK$17.58M · loan HK$41.02M · min. income ≈ HK$397,632/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,129
−HK$11,245/mo
▼ 0.25% · 3.875%
HK$213,711
−HK$5,663/mo
Today · 4.125%
HK$219,374
baseline
▲ 0.50% · 4.625%
HK$230,937
+HK$11,563/mo
Deposit HK$17.58M · loan HK$41.02M · min. income ≈ HK$438,748/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,537
−HK$15,083/mo
▼ 0.25% · 3.875%
HK$248,019
−HK$7,601/mo
Today · 4.125%
HK$255,620
baseline
▲ 0.50% · 4.625%
HK$271,174
+HK$15,554/mo
Deposit HK$5.86M · loan HK$52.74M · min. income ≈ HK$511,240/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,595
−HK$14,457/mo
▼ 0.25% · 3.875%
HK$274,771
−HK$7,281/mo
Today · 4.125%
HK$282,052
baseline
▲ 0.50% · 4.625%
HK$296,919
+HK$14,867/mo
Deposit HK$5.86M · loan HK$52.74M · min. income ≈ HK$564,104/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,658 · Scale 2, in force from 26 Feb 2026)