LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,638
−HK$8,380/mo
▼ 0.25% · 3.875%
HK$137,795
−HK$4,223/mo
Today · 4.125%
HK$142,018
baseline
▲ 0.50% · 4.625%
HK$150,660
+HK$8,642/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$284,036/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$2,490,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,671
−HK$8,032/mo
▼ 0.25% · 3.875%
HK$152,658
−HK$4,045/mo
Today · 4.125%
HK$156,703
baseline
▲ 0.50% · 4.625%
HK$164,963
+HK$8,260/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$313,406/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$2,490,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,365
−HK$10,057/mo
▼ 0.25% · 3.875%
HK$165,354
−HK$5,068/mo
Today · 4.125%
HK$170,422
baseline
▲ 0.50% · 4.625%
HK$180,791
+HK$10,369/mo
Deposit HK$23.44M · loan HK$35.16M · min. income ≈ HK$340,844/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,405
−HK$9,639/mo
▼ 0.25% · 3.875%
HK$183,190
−HK$4,854/mo
Today · 4.125%
HK$188,044
baseline
▲ 0.50% · 4.625%
HK$197,956
+HK$9,912/mo
Deposit HK$23.44M · loan HK$35.16M · min. income ≈ HK$376,088/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,093
−HK$11,732/mo
▼ 0.25% · 3.875%
HK$192,913
−HK$5,912/mo
Today · 4.125%
HK$198,825
baseline
▲ 0.50% · 4.625%
HK$210,923
+HK$12,098/mo
Deposit HK$17.58M · loan HK$41.02M · min. income ≈ HK$397,650/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,139
−HK$11,245/mo
▼ 0.25% · 3.875%
HK$213,721
−HK$5,663/mo
Today · 4.125%
HK$219,384
baseline
▲ 0.50% · 4.625%
HK$230,948
+HK$11,564/mo
Deposit HK$17.58M · loan HK$41.02M · min. income ≈ HK$438,768/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,548
−HK$15,085/mo
▼ 0.25% · 3.875%
HK$248,031
−HK$7,602/mo
Today · 4.125%
HK$255,633
baseline
▲ 0.50% · 4.625%
HK$271,187
+HK$15,554/mo
Deposit HK$5.86M · loan HK$52.75M · min. income ≈ HK$511,266/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,607
−HK$14,458/mo
▼ 0.25% · 3.875%
HK$274,784
−HK$7,281/mo
Today · 4.125%
HK$282,065
baseline
▲ 0.50% · 4.625%
HK$296,933
+HK$14,868/mo
Deposit HK$5.86M · loan HK$52.75M · min. income ≈ HK$564,130/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,777 · Scale 2, in force from 26 Feb 2026)