LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,642
−HK$8,381/mo
▼ 0.25% · 3.875%
HK$137,799
−HK$4,224/mo
Today · 4.125%
HK$142,023
baseline
▲ 0.50% · 4.625%
HK$150,665
+HK$8,642/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$284,046/mo (50% DSR)
Upfront cash ≈ HK$31.80M (deposit + AVD stamp duty HK$2,490,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,676
−HK$8,032/mo
▼ 0.25% · 3.875%
HK$152,663
−HK$4,045/mo
Today · 4.125%
HK$156,708
baseline
▲ 0.50% · 4.625%
HK$164,969
+HK$8,261/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$313,416/mo (50% DSR)
Upfront cash ≈ HK$31.80M (deposit + AVD stamp duty HK$2,490,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,371
−HK$10,056/mo
▼ 0.25% · 3.875%
HK$165,359
−HK$5,068/mo
Today · 4.125%
HK$170,427
baseline
▲ 0.50% · 4.625%
HK$180,798
+HK$10,371/mo
Deposit HK$23.44M · loan HK$35.17M · min. income ≈ HK$340,854/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,411
−HK$9,639/mo
▼ 0.25% · 3.875%
HK$183,196
−HK$4,854/mo
Today · 4.125%
HK$188,050
baseline
▲ 0.50% · 4.625%
HK$197,962
+HK$9,912/mo
Deposit HK$23.44M · loan HK$35.17M · min. income ≈ HK$376,100/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,099
−HK$11,733/mo
▼ 0.25% · 3.875%
HK$192,919
−HK$5,913/mo
Today · 4.125%
HK$198,832
baseline
▲ 0.50% · 4.625%
HK$210,930
+HK$12,098/mo
Deposit HK$17.58M · loan HK$41.03M · min. income ≈ HK$397,664/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,146
−HK$11,246/mo
▼ 0.25% · 3.875%
HK$213,728
−HK$5,664/mo
Today · 4.125%
HK$219,392
baseline
▲ 0.50% · 4.625%
HK$230,956
+HK$11,564/mo
Deposit HK$17.58M · loan HK$41.03M · min. income ≈ HK$438,784/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,556
−HK$15,085/mo
▼ 0.25% · 3.875%
HK$248,039
−HK$7,602/mo
Today · 4.125%
HK$255,641
baseline
▲ 0.50% · 4.625%
HK$271,196
+HK$15,555/mo
Deposit HK$5.86M · loan HK$52.75M · min. income ≈ HK$511,282/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,616
−HK$14,459/mo
▼ 0.25% · 3.875%
HK$274,794
−HK$7,281/mo
Today · 4.125%
HK$282,075
baseline
▲ 0.50% · 4.625%
HK$296,943
+HK$14,868/mo
Deposit HK$5.86M · loan HK$52.75M · min. income ≈ HK$564,150/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,860 · Scale 2, in force from 26 Feb 2026)