LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,646
−HK$8,380/mo
▼ 0.25% · 3.875%
HK$137,803
−HK$4,223/mo
Today · 4.125%
HK$142,026
baseline
▲ 0.50% · 4.625%
HK$150,668
+HK$8,642/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$284,052/mo (50% DSR)
Upfront cash ≈ HK$31.80M (deposit + AVD stamp duty HK$2,490,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,680
−HK$8,032/mo
▼ 0.25% · 3.875%
HK$152,667
−HK$4,045/mo
Today · 4.125%
HK$156,712
baseline
▲ 0.50% · 4.625%
HK$164,973
+HK$8,261/mo
Deposit HK$29.30M · loan HK$29.30M · min. income ≈ HK$313,424/mo (50% DSR)
Upfront cash ≈ HK$31.80M (deposit + AVD stamp duty HK$2,490,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,375
−HK$10,057/mo
▼ 0.25% · 3.875%
HK$165,363
−HK$5,069/mo
Today · 4.125%
HK$170,432
baseline
▲ 0.50% · 4.625%
HK$180,802
+HK$10,370/mo
Deposit HK$23.44M · loan HK$35.17M · min. income ≈ HK$340,864/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,415
−HK$9,640/mo
▼ 0.25% · 3.875%
HK$183,200
−HK$4,855/mo
Today · 4.125%
HK$188,055
baseline
▲ 0.50% · 4.625%
HK$197,967
+HK$9,912/mo
Deposit HK$23.44M · loan HK$35.17M · min. income ≈ HK$376,110/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,490,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,104
−HK$11,733/mo
▼ 0.25% · 3.875%
HK$192,924
−HK$5,913/mo
Today · 4.125%
HK$198,837
baseline
▲ 0.50% · 4.625%
HK$210,936
+HK$12,099/mo
Deposit HK$17.58M · loan HK$41.03M · min. income ≈ HK$397,674/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,151
−HK$11,246/mo
▼ 0.25% · 3.875%
HK$213,734
−HK$5,663/mo
Today · 4.125%
HK$219,397
baseline
▲ 0.50% · 4.625%
HK$230,962
+HK$11,565/mo
Deposit HK$17.58M · loan HK$41.03M · min. income ≈ HK$438,794/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,562
−HK$15,086/mo
▼ 0.25% · 3.875%
HK$248,045
−HK$7,603/mo
Today · 4.125%
HK$255,648
baseline
▲ 0.50% · 4.625%
HK$271,203
+HK$15,555/mo
Deposit HK$5.86M · loan HK$52.75M · min. income ≈ HK$511,296/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,623
−HK$14,459/mo
▼ 0.25% · 3.875%
HK$274,801
−HK$7,281/mo
Today · 4.125%
HK$282,082
baseline
▲ 0.50% · 4.625%
HK$296,951
+HK$14,869/mo
Deposit HK$5.86M · loan HK$52.75M · min. income ≈ HK$564,164/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,923 · Scale 2, in force from 26 Feb 2026)