LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,647
−HK$8,381/mo
▼ 0.25% · 3.875%
HK$137,804
−HK$4,224/mo
Today · 4.125%
HK$142,028
baseline
▲ 0.50% · 4.625%
HK$150,670
+HK$8,642/mo
Deposit HK$29.31M · loan HK$29.31M · min. income ≈ HK$284,056/mo (50% DSR)
Upfront cash ≈ HK$31.80M (deposit + AVD stamp duty HK$2,490,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,681
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$152,669
−HK$4,045/mo
Today · 4.125%
HK$156,714
baseline
▲ 0.50% · 4.625%
HK$164,974
+HK$8,260/mo
Deposit HK$29.31M · loan HK$29.31M · min. income ≈ HK$313,428/mo (50% DSR)
Upfront cash ≈ HK$31.80M (deposit + AVD stamp duty HK$2,490,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,377
−HK$10,057/mo
▼ 0.25% · 3.875%
HK$165,365
−HK$5,069/mo
Today · 4.125%
HK$170,434
baseline
▲ 0.50% · 4.625%
HK$180,804
+HK$10,370/mo
Deposit HK$23.44M · loan HK$35.17M · min. income ≈ HK$340,868/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,490,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,417
−HK$9,640/mo
▼ 0.25% · 3.875%
HK$183,202
−HK$4,855/mo
Today · 4.125%
HK$188,057
baseline
▲ 0.50% · 4.625%
HK$197,969
+HK$9,912/mo
Deposit HK$23.44M · loan HK$35.17M · min. income ≈ HK$376,114/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,490,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,106
−HK$11,733/mo
▼ 0.25% · 3.875%
HK$192,926
−HK$5,913/mo
Today · 4.125%
HK$198,839
baseline
▲ 0.50% · 4.625%
HK$210,938
+HK$12,099/mo
Deposit HK$17.58M · loan HK$41.03M · min. income ≈ HK$397,678/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,154
−HK$11,245/mo
▼ 0.25% · 3.875%
HK$213,736
−HK$5,663/mo
Today · 4.125%
HK$219,399
baseline
▲ 0.50% · 4.625%
HK$230,964
+HK$11,565/mo
Deposit HK$17.58M · loan HK$41.03M · min. income ≈ HK$438,798/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$2,490,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,565
−HK$15,085/mo
▼ 0.25% · 3.875%
HK$248,048
−HK$7,602/mo
Today · 4.125%
HK$255,650
baseline
▲ 0.50% · 4.625%
HK$271,206
+HK$15,556/mo
Deposit HK$5.86M · loan HK$52.75M · min. income ≈ HK$511,300/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,626
−HK$14,459/mo
▼ 0.25% · 3.875%
HK$274,804
−HK$7,281/mo
Today · 4.125%
HK$282,085
baseline
▲ 0.50% · 4.625%
HK$296,954
+HK$14,869/mo
Deposit HK$5.86M · loan HK$52.75M · min. income ≈ HK$564,170/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,490,950 · Scale 2, in force from 26 Feb 2026)