LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,669
−HK$8,383/mo
▼ 0.25% · 3.875%
HK$137,827
−HK$4,225/mo
Today · 4.125%
HK$142,052
baseline
▲ 0.50% · 4.625%
HK$150,695
+HK$8,643/mo
Deposit HK$29.31M · loan HK$29.31M · min. income ≈ HK$284,104/mo (50% DSR)
Upfront cash ≈ HK$31.80M (deposit + AVD stamp duty HK$2,491,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,706
−HK$8,034/mo
▼ 0.25% · 3.875%
HK$152,694
−HK$4,046/mo
Today · 4.125%
HK$156,740
baseline
▲ 0.50% · 4.625%
HK$165,002
+HK$8,262/mo
Deposit HK$29.31M · loan HK$29.31M · min. income ≈ HK$313,480/mo (50% DSR)
Upfront cash ≈ HK$31.80M (deposit + AVD stamp duty HK$2,491,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,403
−HK$10,059/mo
▼ 0.25% · 3.875%
HK$165,393
−HK$5,069/mo
Today · 4.125%
HK$170,462
baseline
▲ 0.50% · 4.625%
HK$180,834
+HK$10,372/mo
Deposit HK$23.45M · loan HK$35.17M · min. income ≈ HK$340,924/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,491,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,447
−HK$9,641/mo
▼ 0.25% · 3.875%
HK$183,233
−HK$4,855/mo
Today · 4.125%
HK$188,088
baseline
▲ 0.50% · 4.625%
HK$198,002
+HK$9,914/mo
Deposit HK$23.45M · loan HK$35.17M · min. income ≈ HK$376,176/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,491,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,137
−HK$11,735/mo
▼ 0.25% · 3.875%
HK$192,958
−HK$5,914/mo
Today · 4.125%
HK$198,872
baseline
▲ 0.50% · 4.625%
HK$210,973
+HK$12,101/mo
Deposit HK$17.59M · loan HK$41.03M · min. income ≈ HK$397,744/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$2,491,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,188
−HK$11,248/mo
▼ 0.25% · 3.875%
HK$213,772
−HK$5,664/mo
Today · 4.125%
HK$219,436
baseline
▲ 0.50% · 4.625%
HK$231,003
+HK$11,567/mo
Deposit HK$17.59M · loan HK$41.03M · min. income ≈ HK$438,872/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$2,491,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,605
−HK$15,088/mo
▼ 0.25% · 3.875%
HK$248,089
−HK$7,604/mo
Today · 4.125%
HK$255,693
baseline
▲ 0.50% · 4.625%
HK$271,251
+HK$15,558/mo
Deposit HK$5.86M · loan HK$52.76M · min. income ≈ HK$511,386/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,491,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,670
−HK$14,462/mo
▼ 0.25% · 3.875%
HK$274,849
−HK$7,283/mo
Today · 4.125%
HK$282,132
baseline
▲ 0.50% · 4.625%
HK$297,003
+HK$14,871/mo
Deposit HK$5.86M · loan HK$52.76M · min. income ≈ HK$564,264/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$2,491,363 · Scale 2, in force from 26 Feb 2026)