LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,368
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,783
−HK$423/mo
Today · 4.125%
HK$14,206
baseline
▲ 0.50% · 4.625%
HK$15,070
+HK$864/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,412/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,871
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,270
−HK$405/mo
Today · 4.125%
HK$15,675
baseline
▲ 0.50% · 4.625%
HK$16,501
+HK$826/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,350/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,041
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,540
−HK$507/mo
Today · 4.125%
HK$17,047
baseline
▲ 0.50% · 4.625%
HK$18,084
+HK$1,037/mo
Deposit HK$2.34M · loan HK$3.52M · min. income ≈ HK$34,094/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,846
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,324
−HK$486/mo
Today · 4.125%
HK$18,810
baseline
▲ 0.50% · 4.625%
HK$19,801
+HK$991/mo
Deposit HK$2.34M · loan HK$3.52M · min. income ≈ HK$37,620/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,715
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,297
−HK$591/mo
Today · 4.125%
HK$19,888
baseline
▲ 0.50% · 4.625%
HK$21,098
+HK$1,210/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,776/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,820
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,378
−HK$567/mo
Today · 4.125%
HK$21,945
baseline
▲ 0.50% · 4.625%
HK$23,101
+HK$1,156/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,890/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,062
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,810
−HK$760/mo
Today · 4.125%
HK$25,570
baseline
▲ 0.50% · 4.625%
HK$27,126
+HK$1,556/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$51,140/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,768
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,486
−HK$728/mo
Today · 4.125%
HK$28,214
baseline
▲ 0.50% · 4.625%
HK$29,702
+HK$1,488/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$56,428/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,902 · Scale 2, in force from 26 Feb 2026)