LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,368
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,784
−HK$422/mo
Today · 4.125%
HK$14,206
baseline
▲ 0.50% · 4.625%
HK$15,071
+HK$865/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,412/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,872
−HK$803/mo
▼ 0.25% · 3.875%
HK$15,271
−HK$404/mo
Today · 4.125%
HK$15,675
baseline
▲ 0.50% · 4.625%
HK$16,501
+HK$826/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,350/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,042
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,541
−HK$506/mo
Today · 4.125%
HK$17,047
baseline
▲ 0.50% · 4.625%
HK$18,085
+HK$1,038/mo
Deposit HK$2.34M · loan HK$3.52M · min. income ≈ HK$34,094/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,846
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,325
−HK$485/mo
Today · 4.125%
HK$18,810
baseline
▲ 0.50% · 4.625%
HK$19,802
+HK$992/mo
Deposit HK$2.34M · loan HK$3.52M · min. income ≈ HK$37,620/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,715
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,297
−HK$592/mo
Today · 4.125%
HK$19,889
baseline
▲ 0.50% · 4.625%
HK$21,099
+HK$1,210/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,778/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,820
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,379
−HK$566/mo
Today · 4.125%
HK$21,945
baseline
▲ 0.50% · 4.625%
HK$23,102
+HK$1,157/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,890/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,062
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,811
−HK$760/mo
Today · 4.125%
HK$25,571
baseline
▲ 0.50% · 4.625%
HK$27,127
+HK$1,556/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$51,142/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,769
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,487
−HK$728/mo
Today · 4.125%
HK$28,215
baseline
▲ 0.50% · 4.625%
HK$29,703
+HK$1,488/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$56,430/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,906 · Scale 2, in force from 26 Feb 2026)