LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,369
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,785
−HK$422/mo
Today · 4.125%
HK$14,207
baseline
▲ 0.50% · 4.625%
HK$15,072
+HK$865/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,414/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,873
−HK$803/mo
▼ 0.25% · 3.875%
HK$15,272
−HK$404/mo
Today · 4.125%
HK$15,676
baseline
▲ 0.50% · 4.625%
HK$16,503
+HK$827/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,352/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,043
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,542
−HK$507/mo
Today · 4.125%
HK$17,049
baseline
▲ 0.50% · 4.625%
HK$18,086
+HK$1,037/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,098/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,847
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,326
−HK$486/mo
Today · 4.125%
HK$18,812
baseline
▲ 0.50% · 4.625%
HK$19,803
+HK$991/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,624/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,717
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,299
−HK$591/mo
Today · 4.125%
HK$19,890
baseline
▲ 0.50% · 4.625%
HK$21,101
+HK$1,211/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,780/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,822
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,381
−HK$566/mo
Today · 4.125%
HK$21,947
baseline
▲ 0.50% · 4.625%
HK$23,104
+HK$1,157/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,894/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,064
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,813
−HK$760/mo
Today · 4.125%
HK$25,573
baseline
▲ 0.50% · 4.625%
HK$27,129
+HK$1,556/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$51,146/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,771
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,489
−HK$729/mo
Today · 4.125%
HK$28,218
baseline
▲ 0.50% · 4.625%
HK$29,705
+HK$1,487/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$56,436/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,917 · Scale 2, in force from 26 Feb 2026)