LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,370
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,785
−HK$423/mo
Today · 4.125%
HK$14,208
baseline
▲ 0.50% · 4.625%
HK$15,072
+HK$864/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,416/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,873
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,272
−HK$405/mo
Today · 4.125%
HK$15,677
baseline
▲ 0.50% · 4.625%
HK$16,503
+HK$826/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,354/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,043
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,542
−HK$508/mo
Today · 4.125%
HK$17,050
baseline
▲ 0.50% · 4.625%
HK$18,087
+HK$1,037/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,100/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,848
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,327
−HK$485/mo
Today · 4.125%
HK$18,812
baseline
▲ 0.50% · 4.625%
HK$19,804
+HK$992/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,624/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,717
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,300
−HK$591/mo
Today · 4.125%
HK$19,891
baseline
▲ 0.50% · 4.625%
HK$21,101
+HK$1,210/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,782/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,823
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,381
−HK$567/mo
Today · 4.125%
HK$21,948
baseline
▲ 0.50% · 4.625%
HK$23,105
+HK$1,157/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,896/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,065
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,814
−HK$760/mo
Today · 4.125%
HK$25,574
baseline
▲ 0.50% · 4.625%
HK$27,130
+HK$1,556/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$51,148/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,772
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,490
−HK$729/mo
Today · 4.125%
HK$28,219
baseline
▲ 0.50% · 4.625%
HK$29,706
+HK$1,487/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$56,438/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,922 · Scale 2, in force from 26 Feb 2026)