LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,696
−HK$8,384/mo
▼ 0.25% · 3.875%
HK$137,855
−HK$4,225/mo
Today · 4.125%
HK$142,080
baseline
▲ 0.50% · 4.625%
HK$150,726
+HK$8,646/mo
Deposit HK$29.32M · loan HK$29.32M · min. income ≈ HK$284,160/mo (50% DSR)
Upfront cash ≈ HK$31.81M (deposit + AVD stamp duty HK$2,491,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,736
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$152,725
−HK$4,047/mo
Today · 4.125%
HK$156,772
baseline
▲ 0.50% · 4.625%
HK$165,035
+HK$8,263/mo
Deposit HK$29.32M · loan HK$29.32M · min. income ≈ HK$313,544/mo (50% DSR)
Upfront cash ≈ HK$31.81M (deposit + AVD stamp duty HK$2,491,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,436
−HK$10,060/mo
▼ 0.25% · 3.875%
HK$165,426
−HK$5,070/mo
Today · 4.125%
HK$170,496
baseline
▲ 0.50% · 4.625%
HK$180,871
+HK$10,375/mo
Deposit HK$23.45M · loan HK$35.18M · min. income ≈ HK$340,992/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,491,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,483
−HK$9,643/mo
▼ 0.25% · 3.875%
HK$183,270
−HK$4,856/mo
Today · 4.125%
HK$188,126
baseline
▲ 0.50% · 4.625%
HK$198,042
+HK$9,916/mo
Deposit HK$23.45M · loan HK$35.18M · min. income ≈ HK$376,252/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,491,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,175
−HK$11,737/mo
▼ 0.25% · 3.875%
HK$192,997
−HK$5,915/mo
Today · 4.125%
HK$198,912
baseline
▲ 0.50% · 4.625%
HK$211,016
+HK$12,104/mo
Deposit HK$17.59M · loan HK$41.04M · min. income ≈ HK$397,824/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$2,491,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,230
−HK$11,250/mo
▼ 0.25% · 3.875%
HK$213,815
−HK$5,665/mo
Today · 4.125%
HK$219,480
baseline
▲ 0.50% · 4.625%
HK$231,049
+HK$11,569/mo
Deposit HK$17.59M · loan HK$41.04M · min. income ≈ HK$438,960/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$2,491,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,653
−HK$15,091/mo
▼ 0.25% · 3.875%
HK$248,139
−HK$7,605/mo
Today · 4.125%
HK$255,744
baseline
▲ 0.50% · 4.625%
HK$271,306
+HK$15,562/mo
Deposit HK$5.86M · loan HK$52.77M · min. income ≈ HK$511,488/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,491,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,724
−HK$14,465/mo
▼ 0.25% · 3.875%
HK$274,905
−HK$7,284/mo
Today · 4.125%
HK$282,189
baseline
▲ 0.50% · 4.625%
HK$297,063
+HK$14,874/mo
Deposit HK$5.86M · loan HK$52.77M · min. income ≈ HK$564,378/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,491,867 · Scale 2, in force from 26 Feb 2026)