LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,370
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,786
−HK$423/mo
Today · 4.125%
HK$14,209
baseline
▲ 0.50% · 4.625%
HK$15,073
+HK$864/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,418/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,874
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,273
−HK$405/mo
Today · 4.125%
HK$15,678
baseline
▲ 0.50% · 4.625%
HK$16,504
+HK$826/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,356/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,044
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,543
−HK$508/mo
Today · 4.125%
HK$17,051
baseline
▲ 0.50% · 4.625%
HK$18,088
+HK$1,037/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,102/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,849
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,328
−HK$486/mo
Today · 4.125%
HK$18,814
baseline
▲ 0.50% · 4.625%
HK$19,805
+HK$991/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,628/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,718
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,301
−HK$591/mo
Today · 4.125%
HK$19,892
baseline
▲ 0.50% · 4.625%
HK$21,103
+HK$1,211/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,784/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,824
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,383
−HK$566/mo
Today · 4.125%
HK$21,949
baseline
▲ 0.50% · 4.625%
HK$23,106
+HK$1,157/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,898/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,067
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,815
−HK$761/mo
Today · 4.125%
HK$25,576
baseline
▲ 0.50% · 4.625%
HK$27,132
+HK$1,556/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$51,152/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,774
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,492
−HK$728/mo
Today · 4.125%
HK$28,220
baseline
▲ 0.50% · 4.625%
HK$29,708
+HK$1,488/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$56,440/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,930 · Scale 2, in force from 26 Feb 2026)