LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,705
−HK$8,385/mo
▼ 0.25% · 3.875%
HK$137,864
−HK$4,226/mo
Today · 4.125%
HK$142,090
baseline
▲ 0.50% · 4.625%
HK$150,736
+HK$8,646/mo
Deposit HK$29.32M · loan HK$29.32M · min. income ≈ HK$284,180/mo (50% DSR)
Upfront cash ≈ HK$31.81M (deposit + AVD stamp duty HK$2,492,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,746
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$152,735
−HK$4,047/mo
Today · 4.125%
HK$156,782
baseline
▲ 0.50% · 4.625%
HK$165,047
+HK$8,265/mo
Deposit HK$29.32M · loan HK$29.32M · min. income ≈ HK$313,564/mo (50% DSR)
Upfront cash ≈ HK$31.81M (deposit + AVD stamp duty HK$2,492,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,447
−HK$10,061/mo
▼ 0.25% · 3.875%
HK$165,437
−HK$5,071/mo
Today · 4.125%
HK$170,508
baseline
▲ 0.50% · 4.625%
HK$180,883
+HK$10,375/mo
Deposit HK$23.45M · loan HK$35.18M · min. income ≈ HK$341,016/mo (50% DSR)
Upfront cash ≈ HK$25.95M (deposit + AVD stamp duty HK$2,492,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,495
−HK$9,644/mo
▼ 0.25% · 3.875%
HK$183,282
−HK$4,857/mo
Today · 4.125%
HK$188,139
baseline
▲ 0.50% · 4.625%
HK$198,056
+HK$9,917/mo
Deposit HK$23.45M · loan HK$35.18M · min. income ≈ HK$376,278/mo (50% DSR)
Upfront cash ≈ HK$25.95M (deposit + AVD stamp duty HK$2,492,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,188
−HK$11,738/mo
▼ 0.25% · 3.875%
HK$193,010
−HK$5,916/mo
Today · 4.125%
HK$198,926
baseline
▲ 0.50% · 4.625%
HK$211,030
+HK$12,104/mo
Deposit HK$17.59M · loan HK$41.05M · min. income ≈ HK$397,852/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$2,492,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,244
−HK$11,251/mo
▼ 0.25% · 3.875%
HK$213,829
−HK$5,666/mo
Today · 4.125%
HK$219,495
baseline
▲ 0.50% · 4.625%
HK$231,065
+HK$11,570/mo
Deposit HK$17.59M · loan HK$41.05M · min. income ≈ HK$438,990/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$2,492,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,670
−HK$15,092/mo
▼ 0.25% · 3.875%
HK$248,156
−HK$7,606/mo
Today · 4.125%
HK$255,762
baseline
▲ 0.50% · 4.625%
HK$271,325
+HK$15,563/mo
Deposit HK$5.86M · loan HK$52.77M · min. income ≈ HK$511,524/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,492,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,743
−HK$14,465/mo
▼ 0.25% · 3.875%
HK$274,924
−HK$7,284/mo
Today · 4.125%
HK$282,208
baseline
▲ 0.50% · 4.625%
HK$297,084
+HK$14,876/mo
Deposit HK$5.86M · loan HK$52.77M · min. income ≈ HK$564,416/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,492,038 · Scale 2, in force from 26 Feb 2026)