LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,371
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,787
−HK$423/mo
Today · 4.125%
HK$14,210
baseline
▲ 0.50% · 4.625%
HK$15,074
+HK$864/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,420/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,875
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,274
−HK$405/mo
Today · 4.125%
HK$15,679
baseline
▲ 0.50% · 4.625%
HK$16,505
+HK$826/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,358/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,045
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,544
−HK$508/mo
Today · 4.125%
HK$17,052
baseline
▲ 0.50% · 4.625%
HK$18,089
+HK$1,037/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,104/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,850
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,329
−HK$486/mo
Today · 4.125%
HK$18,815
baseline
▲ 0.50% · 4.625%
HK$19,806
+HK$991/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,630/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,720
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,302
−HK$591/mo
Today · 4.125%
HK$19,893
baseline
▲ 0.50% · 4.625%
HK$21,104
+HK$1,211/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,786/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,825
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,384
−HK$566/mo
Today · 4.125%
HK$21,950
baseline
▲ 0.50% · 4.625%
HK$23,108
+HK$1,158/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,900/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,068
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,817
−HK$760/mo
Today · 4.125%
HK$25,577
baseline
▲ 0.50% · 4.625%
HK$27,134
+HK$1,557/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$51,154/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,775
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,494
−HK$728/mo
Today · 4.125%
HK$28,222
baseline
▲ 0.50% · 4.625%
HK$29,710
+HK$1,488/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$56,444/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,938 · Scale 2, in force from 26 Feb 2026)