LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,371
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,787
−HK$423/mo
Today · 4.125%
HK$14,210
baseline
▲ 0.50% · 4.625%
HK$15,075
+HK$865/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,420/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,876
−HK$803/mo
▼ 0.25% · 3.875%
HK$15,274
−HK$405/mo
Today · 4.125%
HK$15,679
baseline
▲ 0.50% · 4.625%
HK$16,506
+HK$827/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,358/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,046
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,545
−HK$507/mo
Today · 4.125%
HK$17,052
baseline
▲ 0.50% · 4.625%
HK$18,089
+HK$1,037/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,104/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,851
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,329
−HK$486/mo
Today · 4.125%
HK$18,815
baseline
▲ 0.50% · 4.625%
HK$19,807
+HK$992/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,630/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,720
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,302
−HK$592/mo
Today · 4.125%
HK$19,894
baseline
▲ 0.50% · 4.625%
HK$21,104
+HK$1,210/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,788/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,826
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,384
−HK$567/mo
Today · 4.125%
HK$21,951
baseline
▲ 0.50% · 4.625%
HK$23,108
+HK$1,157/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,902/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,068
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,817
−HK$761/mo
Today · 4.125%
HK$25,578
baseline
▲ 0.50% · 4.625%
HK$27,134
+HK$1,556/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$51,156/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,776
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,494
−HK$729/mo
Today · 4.125%
HK$28,223
baseline
▲ 0.50% · 4.625%
HK$29,710
+HK$1,487/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$56,446/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,940 · Scale 2, in force from 26 Feb 2026)